"It's none of my business, of course," he observed; "but if you haven't any objection to telling me——"

"What did it? What does for everybody nowadays? Western lands and Wall Street—that's about the whole story. Oh, yes, I know—I ought to have kept out of it. But I didn't. I was nothing better than a fool at such business. I'm properly punished."

He sighed as he stood on the hearthrug, his hands under his coat-tails, and his head hanging down. He looked as though many other thoughts were going through his mind than those which he expressed.

"I wish," he began again, "that my poor old father had brought me up to business ways. I might have kept out of it all. College is a good thing for a man, of course; but college doesn't teach you how to buy lots in western cities—especially when the western cities aren't built."

"College teaches you a good many other things, though," said Van Riper, frowning slightly, as he put the tips of his long fingers together; "I wish I'd had your chance, Dolph. My boy shall go to Columbia, that's certain."

"Your boy?" queried Dolph, raising his eyebrows.

Van Riper smiled.

"Yes," he said, "my boy. You didn't know I had a boy, did you? He's nearly a year old."

This made Mr. Jacob Dolph kick at the rug once more, and scowl a little.

"I'm afraid I haven't been very neighborly, Van Riper—" he began; but the other interrupted him, smiling good-naturedly.