But age has grown habituated to the flight of time. Years? we have seen so many of them that they make no great impression upon us. What! is it ten years since young Midas first came to the counting-room, asking humbly for an entry-clerk's place—he who is now the head of the firm? Bless us! it seems like yesterday. Is it ten years since we first put on that coat? Why, it must be clean out of the fashion by this time.

But age does not carry out the thought, and ask if itself be out of the fashion. Age knows better. A few wrinkles, a stoop in the back, a certain slowness of pace, do not make a man old at sixty—nor at seventy, neither; for now you come to think of it, the ten years we were speaking of is gone, and it is seventy now, and not sixty. Seventy! Why, 'tis not to be thought of as old age—save when it may be necessary to rebuke the easy arrogance of youth.

The time had come to Jacob Dolph when he could not feel that he was growing old. He was old, of course, in one sense. He was sixty-one when the war broke out; and they had not allowed him to form a regiment and go to the front at its head. But what was old for a soldier in active service was not old for a well-preserved civilian. True, he could never be the same man again, now that poor Aline was gone. True, he was growing more and more disinclined for active exercise, and he regretted he had led so sedentary a life. But though '64 piled itself up on '63, and '65 on top of that, these arbitrary divisions of time seemed to him but trivial.

Edith was growing old, perhaps; getting to be a great girl, taller than her mother and fairer of complexion, yet not unlike her, he sometimes thought, as she began to manage the affairs of the house, and to go about the great shabby mansion with her mother's keys jingling at her girdle. For the years went on crawling one over the other, and soon it was 1873, and Edith was eighteen years old.

One rainy day in this year found Jacob Dolph in Wall Street. Although he himself did not think so, he was an old man to others, and kindly hands, such as were to be found even in that infuriate crowd, had helped him up the marble steps of the Sub-Treasury and had given him lodgment on one of the great blocks of marble that dominate the street. From where he stood he could see Wall Street, east and west, and the broad plaza of Broad Street to the south, filled with a compact mass of men, half hidden by a myriad of umbrellas, rain-soaked, black, glinting in the dim light. So might a Roman legion have looked, when each man raised his targum above his head and came shoulder to shoulder with his neighbor for the assault.

There was a confused, ant-like movement in the vast crowd, and a dull murmur came from it, rising, in places, into excited shouts. Here and there the fringe of the mass swelled up and swept against the steps of some building, forcing, or trying to force, an entry. Sometimes a narrow stream of men trickled into the half-open doorway; sometimes the great portals closed, and then there was a mad outcry and a low groan, and the foremost on the steps suddenly turned back, and in some strange way slipped through the throng and sped in all directions to bear to hushed or clamorous offices the news that this house or that bank had "suspended payment." "Busted," the panting messengers said to white-faced merchants; and in the slang of the street was conveyed the message of doom. The great panic of 1873 was upon the town—the outcome of long years of unwarranted self-confidence, of selfish extravagance, of conscienceless speculation—and, as hour after hour passed by, fortunes were lost in the twinkling of an eye, and the bread was taken out of the mouths of the helpless.

After Jacob Dolph had stood for some time, looking down upon the tossing sea of black umbrellas, he saw a narrow lane made through the crowd in the wake of a little party of clerks and porters, bearing aid perhaps to some stricken bank. Slipping down, he followed close behind them. Perhaps the jostling hundreds on the sidewalk were gentle with him, seeing that he was an old man; perhaps the strength of excitement nerved him, for he made his way down the street to the flight of steps leading to the door of a tall white building, and he crowded himself up among the pack that was striving to enter. He had even got so far that he could see the line pouring in above his head, when there was a sudden cessation of motion in the press, and one leaf of the outer iron doors swung forward, meeting the other, already closed to bar the crush, and two green-painted panels stood, impassable, between him and the last of the Dolph fortune.

One howl and roar, and the crowd turned back on itself, and swept him with it. In five minutes a thousand offices knew of the greatest failure of the day; and Jacob Dolph was leaning—weak, gasping, dazed—against the side wall of a hallway in William Street, with two stray office-boys staring at him out of their small, round, unsympathetic eyes.

Let us not ask what wild temptation led the old man back again to risk all he owned in that hellish game that is played in the narrow street. We may remember this: that he saw his daughter growing to womanhood in that silent and almost deserted house, shouldered now by low tenements and wretched shops and vile drinking-places; that he may have pictured for her a brighter life in that world that had long ago left him behind it in his bereaved and disgraced loneliness; that he had had some vision of her young beauty fulfilling its destiny amid sweeter and fairer surroundings. And let us not forget that he knew no other means than these to win the money for which he cared little; which he found absolutely needful.

After Jacob Dolph had yielded for the last time to the temptation that had conquered him once before, and had ruined his son's soul; after that final disastrous battle with the gamblers of Wall Street, wherein he lost the last poor remnant of the great Dolph fortune, giving up with it his father's home forever, certain old bread of his father's casting came back to him upon strange waters.