"Where did you pick up that idea?" he asked Fred.
"In the Stock Exchange when I was a messenger boy," was the reply.
"Who gave it to you?"
"Nobody. I got the idea from what I saw going on all around me."
"Well, you have observed closely, young man. It's a harsh judgment, but correct in the main. I hope, though, that in your success you will not forget those who are unfortunate."
"I hope so, too, Mr. Allison. It is not my nature to be mean or stingy. Bob gave the old beggar with the red shawl a dollar yesterday."
"He did, eh?"
"Yes, sir. She's sixty if a day."
"Yes, and has been begging in Wall Street for twenty years. I'd wager a month's salary she has ten thousand dollars in bank and owns real estate somewhere on Manhattan island."
"What are you giving me?" and Fred looked the picture of incredulity.