"But a seat is worth $30,000."

"Yes. I have a seat. I am never going to use it again. I was badly squeezed that day in the Exchange, and lost many thousands of dollars. But I have enough to live and die on, and so intend to sell my seat. If you can pay $5,000 cash you can pay the balance in five years–$5,000 a year."

"I'll take it," said Fred.

"Very well. I can get $30,000 in cold cash for it, but don't care to let the man have it at any price."

Fred gave him the money and the seat was duly transferred.

"I wish you all the success in the world, my good friend," said the old man, rising and extending his hand to Fred.

"Thank you, sir. I am deeply grateful to you for this favor. May I ask you a question?"

"Yes, as many as you please," replied the old man, resuming his seat. "What is it?"

"Is Mrs. Bryant a relative of yours?"

"Yes. She is my niece. Why?"