"Gimme ten dollars," Fred said, "and keep the rest in the bank for me."

"Very well; here's the ten," and Fred took the bill and went out on the street, feeling richer than ever before in his life.


CHAPTER II.–Halsey & Company.

Fred Halsey was a sturdy youth of sixteen whose father had died when he was but ten years old. He was a manly little fellow who knew how to take care of himself in his career of newsboy. He had laughing blue eyes and a handsome face, while his mouth showed that he possessed a dauntless spirit. His mother died long before his father did, and he and his little sister lived with an aunt–his mother's sister–who was a childless widow. She was a mother to him and Adah, who was two years younger than Fred, a pretty blue-eyed little miss with golden hair and pearly teeth.

She did washing, and Fred sold papers, while Adah was a cash girl in one of the big stores on Grand street. Even then it was but a poor living for them in the great city, where grasping landlords demanded rent money with the regularity of the almanac. When Fred Halsey went out of the bank with ten dollars in his pocket and $250 more in the bank behind him, he had a feeling in his heart he never had there before. The whole world seemed opened to him. Rich bankers and brokers had shaken hands with him and praised him for what he had done.

"And I'm rich now myself," he said to himself, as he darted up toward Broadway. "Whew! I'm rich! I'm rich!"

"Hello, Fred!"

"Hello, Bob! Where are you going?"

"Up to the telegraph office."