"I was a messenger with one of the heaviest men in Wall Street before I went into business for myself," he returned, "and I have never forgotten what I once heard him say to a lady who wanted him to use her money in speculation."

"What did he say?" she eagerly asked.

"He said women could not understand business; that with them success was the only test of merit; that he had invested money for two women and both had threatened to horsewhip him because their investment was not a success. He then declared that he would retire from business rather than handle a woman's money."

The old broker laughed and said:

"Young man, had I been as cautious in my younger days I'd have been worth many millions to-day."

"But I don't know what to tell you to buy," she persisted.

"Then you had better keep your money. There are plenty of men in Wall Street who would be glad to take your money and–keep it. But I am not one of them."

"Well, you will let me leave it in your bank, won't you?"

"Oh, yes. You can be a depositor," and she gave him the check which her father had given her. He gave it to Allison, who entered her name as one of the bank's depositors.

When he returned to them Eva remarked that she was sorry he thought her capable of horse-whipping anybody.