Pangbutt’s lips curled into a deeper contempt:

“Yes,” said he—“you were always a good borrower, Eustace Lovegood.”

“I have not grown rich upon it.”

“So I see.”

Lovegood smiled grimly:

“Do I owe you anything?” he asked.

Pangbutt hesitated:

“N-no,” he said; “I am bound to confess—not for yourself.”

“Perhaps your confession involves by implication that there may be virtue even in borrowing—for those in need!”

“I cannot deny it.”