The Father of Waters is a good farmer in some respects but needs training in others. The Mississippi's floods, like those of Father Nile, enrich the bottom lands, but the river is apt to break all bounds and do a lot of damage. Moreover, every year it carries away thousands of acres of good soil and pours it into the Gulf. How to teach the Mississippi to work in harness, as the Nile has been taught to do in recent years, is one of the problems which will require all of Uncle Sam's ingenuity and skill to solve. A good deal of the yearly waste could be prevented, however, by the various means employed by good farmers.
III. How the Rivers Act as Bankers for the Farmers and the Sea
We speak of river banks and the kind of banks that handle those promissory notes our arithmetics tell about as if they were entirely different; and so they are, I suppose, if one just looks at the surface of the thing. But if we dig into the subject a little we shall see that they are much alike in the fact that one of the principal businesses of both kinds of banks is to make loans at interest. Men's banks loan money, to be sure, while the river banks loan pebbles, but if it were not for these pebble loans there would be a mighty sight less money for the banks to loan, or the farmer to borrow; and the way both banks do business ought to be a good lesson to certain farmers I know, who seem to think they can always be cashing checks on their banks—the farm lands—by hauling away the crops without ever putting anything back.
WHERE THE RIVERS ACT AS BANKERS
Here is a fine piece of bottom land, one of those "banks" where the rivers keep "checking accounts" for the farmers and the sea; using pebbles for currency, as explained in this chapter.
HOW THE RIVERS PLACE PEBBLES ON DEPOSIT
The rivers make loans to the soil by depositing pebbles in the broad bottom-lands along their banks, and then draw interest by carrying along to other lands, from time to time, some of the fine rich soil these pebbles help make by their decay. And the river does this in regular banking style, "checking out" the pebbles from time to time, and then depositing other pebbles in their places. Take the banks and bottom-lands of the Mississippi River, for example. It has been estimated that it requires about 40,000 years for a pebble to make the journey to the Gulf from the mountains of a tributary stream where it was first broken from the rock as a sharp fragment.