On the ship was a seaman about his own age whose face somewhat resembled his own. With this man Harmon became friendly and before the ship reached England he had told him his trouble and his dread. The other proposed that Harmon disguise himself in sailor's clothes, go into the neighborhood where Miss Bella Wilfer lived, and see if she was one whom he could love.

Now the man whom Harmon was thus trusting was a villain, who, while he had been listening to the other's story, had been planning a crime against him. He had made up his mind to kill Harmon, and, as he looked so much like him, to marry Bella himself and claim the fortune.

Near the docks where the ship came in was a sailors' boarding-house owned by a riverman of bad reputation named "Rogue" Riderhood. Riderhood had once been the partner of Hexam, the man who found the floating body, but one day he was caught trying to rob a live man and Hexam had cast him off. The seaman took Harmon to this house and there he secretly got from Riderhood some poison. Last he persuaded Harmon to change clothes with him.

All that remained now was to get rid of the real Harmon. To do this he put the poison in a cup of coffee, and Harmon, drinking this, became insensible.

The lodging-house hung out over the river and the wicked man had intended throwing the other's body, dressed now in seaman's clothing, into the water. But fate was quickly to spoil his plan. He and some others fell to quarreling over the money found in the clothing of the unconscious man. The result was a desperate fight, and when it was over there were two bodies thrown from the window into the black river—the drugged man and the seaman who had planned his murder.

The shock of the cold water brought the drugged Harmon to his senses. He struck out, and after a terrible struggle succeeded in reaching shore. The exposure and the poison made him very ill and he lay abed in an inn for some days. While he was lying helpless there the drowned body of the seaman was found by Hexam, the riverman. As it wore the clothes of John Harmon, and had his papers in its pockets, every one supposed, of course, that it was the body of the missing heir.

The first thing John Harmon saw after he was well enough to walk was a printed notice announcing the finding of his own dead body—which gave him a very queer sensation. Lying there he had had time to think over the adventure and he had guessed pretty nearly how it all had happened. He went at once to the police station to look at the corpse and saw it was that of his false friend, who had tried to lure him to his death. So it was the real John Harmon who had so excitedly appeared that night to the police inspectors, and had vanished immediately, and whom they had searched for so long in vain, under the suspicion that he himself was the murderer.

He had a very good reason for not letting the police find him, too. Now that the world considered him dead, he had determined, before he came to life, to carry out his first plan, and to find out for himself just what kind of person the Bella Wilfer he was expected to marry was, and whether Mr. and Mrs. Boffin, who had been so kind to him in his childhood, would still be as true to his memory in their wealth. For this reason he did not correct the error that had been made. He took the name of John Rokesmith, and, to get acquainted with Bella, hired lodgings in her own father's house.

Mr. Wilfer was a clerk for a Mr. Veneering, a man who had made a big fortune in the drug business and wanted now to get into Parliament. Everything the Veneerings had was brand new. They spent a great deal of money entertaining society people at dinners, but Mr. Veneering spent very little on his clerks. Bella's father, though he was always as happy as a cherub, was so poor that he never had been able to buy a whole new suit at once. His hat was shabby before he could afford a coat, and his trousers were worn before he got to new shoes. So he was glad enough indeed to get a lodger.

Mr. and Mrs. Boffin, to be sure, now had the great fortune. They bought a fine house, and everybody called Mr. Boffin "The Golden Dustman," because he was so rich. Mrs. Boffin wore velvet dresses, and Mr. Boffin, thinking that now he was rich he ought to know a great deal about books, bought a big volume of the History of the Roman Empire and hired a man with a wooden leg who kept a ballad shop near by to come and read to him in the evenings.