Jack was not allowed to attend his mother's funeral, which was a real grief to him; nor would his father advance even the little money, which was needful to redeem his things at the Star. He had now no fond mother to assist him, and he set out on his return home on his borrowed hack, full of grief. He had the added mortification of knowing that he had also lost by his folly a little hoard of money which his mother had saved up for him.

When Brown got back to his own town he found that the story of Smiler and the Andrew had got thither before him, and it was thought a very good joke at the Grayhound. He soon recovered his spirits as far as related to the horse, but as to his behavior to his dying mother it troubled him at times to the last day of his life, though he did all he could to forget it. He did not, however, go on at all better, nor did he engage in one frolic the less for what had passed at the Globe; his good heart continually betrayed him into acts of levity and vanity.

Jack began at length to feel the reverse of that proverb, Keep your shop and your shop will keep you. He had neglected his customers, and they forsook him. Quarter-day came round; there was much to pay and little to receive. He owed two years' rent. He was in arrears to his men for wages. He had a long account with his currier. It was in vain to apply to his father. He had now no mother. Stock was the only true friend he had in the world, and had helped him out of many petty scrapes, but he knew Stock would advance no money in so hopeless a case. Duns came fast about him. He named a speedy day for payment; but as soon as they were out of the house, and the danger put off to a little distance, he forgot every promise, was as merry as ever, and run the same round of thoughtless gayety. Whenever lie was in trouble, Stock did not shun him, because that was the moment to throw in a little good advice. He one day asked him if he always intended to go on in this course? "No," said he, "I am resolved by and by to reform, grow sober, and go to church. Why I am but five and twenty, man; I am stout and healthy, and likely to live long; I can repent, and grow melancholy and good at any time."

"Oh Jack!" said Stock, "don't cheat thyself with that false hope. What thou dost intend to do, do quickly. Didst thou never read about the heart growing hardened by long indulgence in sin? Some folks, who pretend to mean well, show that they mean nothing at all, by never beginning to put their good resolutions into practice; which made a wise man once say, that hell is paved with good intentions. We can not repent when we please. It is the goodness of God which leadeth us to repentance."

"I am sure," replied Jack, "I am no one's enemy but my own."

"It is as foolish," said Stock, "to say a bad man is no one's enemy but his own, as that a good man is no one's friend but his own. There is no such neutral character. A bad man corrupts or offends all within reach of his example, just as a good man benefits or instructs all within the sphere of his influence. And there is no time when we can say that this transmitted good and evil will end. A wicked man may be punished for sins he never committed himself, if he has been the cause of sin in others, as surely as a saint will be rewarded for more good deeds than he himself has done, even for the virtues and good actions of all those who are made better by his instruction, his example, or his writings."

Michaelmas-day was at hand. The landlord declared he would be put off no longer, but would seize for rent if it was not paid him on that day, as well as for a considerable sum due to him for leather. Brown at last began to be frightened. He applied to Stock to be bound for him. This, Stock flatly refused. Brown now began to dread the horrors of a jail, and really seemed so very contrite, and made so many vows and promises of amendment, that at length Stock was prevailed on, together with two or three of Brown's other friends, to advance each a small sum of money to quiet the landlord. Brown promising to make over to them every part of his stock, and to be guided in future by their advice, declaring that he would turn over a new leaf, and follow Mr. Stock's example, as well as his direction in every thing.

Stock's good nature was at length wrought upon, and he raised the money. The truth is, he did not know the worst, nor how deeply Brown was involved. Brown joyfully set out on the very quarter-day to a town at some distance, to carry his landlord this money, raised by the imprudent kindness of his friend. At his departure Stock put him in mind of the old story of Smiler and the Merry Andrew, and he promised to his own head that he would not even call at a public house till he had paid the money.

He was as good as his word. He very triumphantly passed by several. He stopped a little under the window of one where the sounds of merriment and loud laughter caught his ear. At another he heard the enticing notes of a fiddle and the light heels of the merry dancers. Here his heart had well-nigh failed him, but the dread of a jail on the one hand, and what he feared almost as much, Mr. Stock's anger on the other, spurred him on; and he valued himself not a little at having got the better of this temptation. He felt quite happy when he found he had reached the door of his landlord without having yielded to one idle inclination.

He knocked at the door. The maid who opened it said her master was not at home. "I am sorry for it," said he, strutting about; and with a boasting air he took out his money. "I want to pay him my rent: he needed not to have been afraid of me." The servant, who knew her master was very much afraid of him, desired him to walk in, for her master would be at home in half an hour. "I will call again," said he; "but no, let him call on me, and the sooner the better: I shall be at the Blue Posts." While he had been talking, he took care to open his black leather case, and to display the bank bills to the servant, and then, in a swaggering way, he put up his money and marched off to the Blue Posts.