"Oh, how dreadful!" Beatrice impulsively crossed the floor and, kneeling down beside her mother, put her arm round her. "I know how you must feel it. And now I can understand Father's troubled look. He has been very quiet and stern since Gerald came home."

"Your father has more trouble than you know. Perhaps I'd better tell you about it, as you must grasp the situation. You heard that Godfrey Barnett was dead, but you don't know that he died ruined by the failure of the bank."

"Ah! All our money was in Barnett's, wasn't it?"

"Yes," said Mrs. Mowbray. "It has all gone."

She stopped in distress. The task of influencing the girl to take a course she must shrink from was painful to her; but she had promised her husband and must go on with it. There was no other way, and it was in accordance with her traditions that the threatened honor of the family should come before her daughter's inclinations.

"Now you can see why it's impossible for your father to save Gerald by paying the money. It explains why he has been forced to ask help from Brand."

Beatrice drew back from her, as if overwhelmed.

"Blow after blow! How has he borne it all? And yet he is very brave."

"You are his daughter," said Mrs. Mowbray meaningly, though she felt that what she was doing was cruel. "You must be brave, too. I think you see how you can make things easier for him."

"Oh!" The girl drew a quick breath. Then she rose with a hot face, burning with fierce rebellion. "The fault is Gerald's, and he must suffer for it! Why should I! He has always brought us trouble; everything has been given up for the sake of the boys. Don't I know how you have had to deny yourself because of their extravagance? It's unjust! Not even my father has the right to ask this sacrifice from me!"