Elsie hesitated, and the color in her face grew deeper.

"Somehow, I seem to feel that trouble is hanging over us, and"—her voice dropped to a caress—"I want to have you near."

Andrew caught his breath.

"Elsie," Mrs. Woodhouse interrupted, "I think Mr. Whitney would like to have some music."

CHAPTER XXVI
TIGHTENING THE MESHES

Andrew spent a week at Appleyard, without noticing anything that caused him uneasiness; and then he got a letter from Rankine asking him to meet him in the pool behind the Ross, near Kirkcudbright. He did not want to go; but he thought that he could get back in three or four days; and Staffer was to be away from home. Besides, Dick would be there to take care of Elsie.

Sailing at high-tide, with a keen east wind blowing down the Firth, he found water across the sands to the mouth of the Nith, where he left the boat and drove to Dumfries. Here, he and Whitney called upon Mackellar and were taken into his private office.

"I have some news that may surprise ye," the banker said. "Dick's principal creditor is his step-father. Here's a list o' his obligations, though I'm no' sure it's complete."

"Ah!" exclaimed Andrew, "I don't know whether I'm surprised or not, but I begin to see a light." He frowned, as he noted the figures. "It won't be an easy matter to pay this off; the estate will feel the strain for some time. But how has the young idiot got rid of the money?"