Yet, in a sense, Cartwright was not an adventurer, although his ventures in finance and shipping were numerous. He sprang from an old Liverpool family whose prosperity diminished when steamers replaced sailing ships. His father had waited long before he resigned himself to the change, but was not altogether too late, and Cartwright was now managing owner of the Independent Freighters Line. The company's business had brought him to Montreal, and when it was transacted he had taken Mrs. Cartwright and her family to the hotel by the Ontario lake.

Cartwright's hair and mustache were white; his face was fleshy and red. He was fastidious about his clothes, and his tailor cleverly hid the bulkiness of his figure. As a rule, his look was fierce and commanding, but now and then his small keen eyes twinkled. Although Cartwright was clever, he was, in some respects, primitive. He had long indulged his appetites, and wore the stamp of what is sometimes called good living.

The managing owner of the Independent Freighters needed cleverness, since the company was small and often embarrassed for money. For the most part, it ran its ships in opposition to the regular liners. When the Conference forced up freights Cartwright quietly canvassed the merchants and offered to carry their goods at something under the standard rate, if the shippers would engage to fill up his boat. As a rule, secrecy was important, but sometimes, when cargo was scarce, Cartwright let his plans be known and allowed the Conference to buy him off. Although his skill in the delicate negotiations was marked, the company paid small dividends and he had enemies among the shareholders. Now, however, he was satisfied. Oreana had sailed for Montreal, loaded to the limit the law allowed, and he had booked her return cargo before the Conference knew he was cutting rates.

Mrs. Cartwright talked, but she talked much and Cartwright hardly listened, and looked across the lake. A canoe drifted out from behind a neighboring point, and its varnished side shone in the fading light. Then a man dipped the paddle, and the ripple at the bow got longer and broke the reflections of the pines. A girl, sitting at the stern, put her hands in the water, and when she flung the sparkling drops at her companion her laugh came across the lake. Cartwright's look got keen and he began to note his wife's remarks.

"Do you imply Barbara's getting fond of the fellow?" he asked.

"I am afraid of something like that," Mrs. Cartwright admitted. "In a way, one hesitates to meddle; sometimes meddling does harm, and, of course, if Barbara really loved the young man—" She paused and gave Cartwright a sentimental smile. "After all, I married for love, and a number of my friends did not approve."

Cartwright grunted. He had married Clara because she was rich, but it was something to his credit that she had not suspected this. Clara was dull, and her dullness often amused him.

"If you think it necessary, I won't hesitate about meddling," he remarked. "Shillito's a beggarly sawmill clerk."

"He said he was treasurer for an important lumber company. Barbara's very young and romantic, and although she has not known him long—"

"She has known him for about two weeks," Cartwright rejoined. "Perhaps it's long enough. Shillito's what Canadians call a looker and Barbara's a romantic fool. I've no doubt he's found out she'll inherit some money; it's possible she's told him. Now I come to think about it, she was off somewhere all the afternoon, and it looks as if she had promised the fellow the evening."