"Good Lord, Bob, you are crazy! You are giving away a fortune," I remonstrated.

"It is my own, and my capital remains untouched."

"Have you told her that you love her? Does she know who you are?" I was very much excited.

"No,"—sadly, "I haven't told her that I love her. She does not know who I am. What is more, I never want her to know. I have thrown my arms roughly around her, thinking her to be Nancy, and have kissed her. Some reparation is due her. On Monday I shall pack up quietly and return to the West"

"Annesley beggared? What in heaven's name does this all mean?" I was confounded.

"Some day, Chuck, when you have entered the family properly as my sister's husband, perhaps I may confide in you. At present the secret isn't mine. Let it suffice that through peculiar circumstances, the father of the girl I love is ruined. I am not doing this for any theatrical play, gratitude and all that rot,"—with half a smile, "I admire and respect Colonel Annesley; I love his daughter, hopelessly enough. I have never been of much use to any one. Other persons' troubles never worried me to any extent; I was happy-go-lucky, careless and thoughtless. True, I never passed a beggar without dropping a coin into his cup. But often this act was the result of a good dinner and a special vintage. The twenty thousand will keep the colonel's home, the house his child was born in and her mother before her. I am doing this crazy thing, as you call it, because it is going to make me rather happy. I shall disappear Monday. They may or they may not suspect who has come to their aid. They may even trace the thing to you; but you will be honor-bound to reveal nothing. When you have taken up the note, mail it to Annesley. You will find Count Karloff's name on it."

"Karloff?" I was in utter darkness.

"Yes. Annesley borrowed twenty thousand of him on a three months' note. Both men are well known at the Union bank, Karloff having a temporary large deposit there, and Annesley always having done his banking at the same place. Karloff, for reasons which I can not tell you, did not turn in the note till this morning. You will take it up this afternoon."

"Annesley, whom I believed to be a millionaire, penniless; Karloff one of his creditors? Bob, I do not think that you are treating me fairly. I can't go into this thing blind."

"If you will not do it under these conditions, I shall have to find some one who will,"—resolutely.