He got the New York lawyer on the long distance and offered him a thousand dollars cash in full settlement of the claim, or else threatened to contest the legality of the note. The upshot of it was that Barrington made a trip to New York to see him, and they compromised on $1,250.00.

When Barrington returned from New York he came around to the house to see me.

"Well," he said, "I think I've saved you some money this time. I've settled that claim for $1,250.00 cash, which I have paid."

He gave me also the bill of expenses which he had incurred. I put the figures on a bit of paper and twisted it nervously, wondering how I was going to pay that sum of money; for I remembered I had only $1,500.00 in the bank, and I had those bills to pay that Jim left behind and which I had unknowingly agreed to assume. Barrington and the accountant between them compromised on those, by the way, at seventy-five cents on the dollar, but there was nearly $400.00 to pay there, and if I paid that $1,250.00 with the expenses it would wipe out my bank account completely.

Barrington looked at me quizzically, and asked:

"What's worrying you now, young man?"

I told him. He laughed, and then remarked:

"That needn't worry you at all. You have your farm clear now and I'll take a mortgage on it for $1,500.00, and that will enable you to pay this bill up right away and still hold your farm. I was just looking for an investment of about that size. You are no worse off than before, and I will simply have a lien on the farm for $1,500.00 instead of Simpson having one for $3,500.00; and really, in this case, I think you will be much safer."

The next morning we fixed up the mortgage.

I hoped then that I was through with the troubles of getting the business from Simpson. But when I reviewed what it had cost me I wondered why I ever gave up my safe, easy job with Barlow! I think the trouble with me was that I didn't realize that, while I wasn't making much money, I certainly wasn't taking any risk and was learning a good business. I realized then how stupidly I used to fool away a lot of time that I was paid for. When I thought of the hours I often shirked and the jobs I used to leave undone, I wondered that Barlow didn't fire me and the other fellows long ago. I wondered if other bosses had just the same trouble? I wondered if I was just an average store clerk?