Then came a crisis in her affairs. She was thrown on her resources without a moment's warning. She had to earn her living or starve. She had plenty of energy, and was willing to work. She took a rapid review of her powers. Then the scales fell from her eyes. She felt very doubtful if there was one among her accomplishments which would furnish bread for her. She would have said that all her conceit was gone. But it was not so. As her need was so urgent, she tried to find work first in one way and then in another. She was prepared to have the editors reject her manuscripts, and she was not surprised that she could not sell her pictures; but it was amazing to be told that her grammar and spelling were faulty, and it was hard to see the amusement in the faces of the art-dealers when they regarded her most cherished paintings.

No woman can earn a living without some mortifying experiences, but the more conceited she is the more such experiences she meets, because she is inclined to attempt things preposterously beyond her. So this poor girl who had always held her head high was snubbed by everybody; she was told the truth with brutal frankness, and in time she learned her lesson. She was not a dull girl nor a weak girl. There was one thing she could do well at the outset, though she had so little discrimination in regard to herself that it did not occur to her that this would be her lever for moving the world. She was a beautiful housekeeper.

She remembered this finally and acted accordingly. I cannot say that she enjoyed her experience with a series of widowers, but she did her work well and was paid for it. She also had a talent—strange to say it was for drawing. She did not realize this either, for she could not discriminate enough to see that her amateur work as an artist was at all different from her amateur singing and playing. At first she had thought she could do everything well, and then she thought she could do nothing well. But by slow degrees, and through much tribulation, she began to set her faculties in order, and when she found her germ of a talent she cultivated it. Ten years later she was able to support herself as an engraver.

By this time her one fault had vanished. She was simple and modest and self-respecting, while she retained the courage and cheerfulness which had made her attractive as a girl. "If you wish to cure a girl of conceit," she once said to a friend, "let her try to earn her living. As long as she does not ask to be paid, everybody will praise her work, but let her offer to sell her services and then see!"

I have not told this story to discourage girls who wish to be independent, but to show them the difficulties in their way. There is no doubt that every girl should be able to support herself. This very case makes it clear. But it does not seem to me equally clear that every girl should support herself, and certainly, if she does, it requires great judgment to select the way.

Fifty years ago women were very dependent, but now many avenues are open to them, and perhaps they have been urged almost too much to earn their own living. I will therefore speak of some circumstances in which it seems to me a girl is to be excused from that.

1. If she is rich, I think there are two objections to her earning money. One is trite and has been often answered. She should not take the bread out of the mouths of those who need it. I do not think this a very strong objection, because every one who works and produces anything adds to the wealth of the world, and sets others free to work for new ends. But one can do good service, without working for money, and, in point of fact, a woman who chooses any of the common ways of earning money usually does shut out some one else.

To illustrate: I knew two school-girls who were classmates, both excellent girls. Martha was the best scholar in school. Lucy was rather dull, though not conspicuously so. Martha wished to teach, as her mother was a widow and poor. She applied for a situation in a neighboring town, but was told that some one had been before her, and though the matter was not then decided, the school was at last given to the first-comer, who proved to be Lucy. Lucy's father was a well-to-do merchant whose name was known to the committee, and this settled the question. Lucy herself was quite innocent. She had no wish to interfere with Martha. Nor had she any special wish to teach. But she wanted a new silk dress, and she thought she should like to earn it. Her friends said she showed the right spirit and encouraged her. Martha and her mother suffered the most pinching poverty while Lucy was earning her dress, and when Martha at last found a place she proved to be a wonderful teacher, while Lucy was a commonplace one. It might, of course, have been the other way. If Lucy had been the gifted girl, then she certainly ought to have used her gifts, but not necessarily for money.

This is one of many instances which lead me to think that if girls who are rich try to earn money they crowd out those who are poorer. They do, however, gain some things so valuable as almost to offset this objection; for instance, they are cured of conceit. I shall return to this subject.

The other objection to the earning of money by the rich is, that there is so much work to be done in the world which cannot in the nature of things be done by those who have to earn their living, that the rich cannot be spared for ordinary occupations. I shall give a special chapter to the work of the leisure classes.