“That is a question which I have asked myself a hundred times,” replied Mr. Wallace: “and I bear the thing in mind to be considered when the demand for iron slackens, as I suppose it will some time or other. Now our attention is fully occupied in supplying our customers by the usual methods, and there is no leisure for trying experiments, and little need of new methods of economy. They will come with a change of times.”

“What is to be done with these people of yours when those days come?” asked Mrs. Sydney. “When I look at the ranges of cottages and see how many children are playing before the doors, I wonder whether it will always be easy to maintain so increasing a population.”

Mr. Wallace told her that it was his constant endeavour to impress upon his people that it is the duty of well-paid labourers to become capitalists if they can, as a security against a reverse of fortune. The difficulty he always found was to persuade them that the earnings which are only enough to maintain them for a few days, may, by being properly disposed of, be made sufficient for the maintenance of years. He wished his labourers to furnish themselves and their families in the first place with food, clothing, and habitation, and then to put out at interest, or invest in some other profitable way, their surplus wages, that they might have something with which to begin a new employment, in case of their present work being taken from them. Some had attended to his advice and some had not. Some had money in the Monmouth Savings Bank, which was a good way. Some laid out their earnings in stocking a little shop at the iron-work, which was kept by their wives and children. This was also a very good plan. Some laid by their notes and silver in a stocking or glove in their own cupboard, which was a safe method enough, but not so good as one which would have made the money profitable. Others spent the whole as it came in, which was the worst plan of all.

Some who had several children growing up, had them taught different trades, that there might be a resource for the family in case of one trade failing. There could be no better way of employing money than this, for it was sure of a return in the profitable industry of the young people,—a return which would be afforded exactly when it was most needed. It also yielded an immediate return, not the less valuable because it could not be estimated in gold and silver,—the peace of mind which arose from the consideration that all the resources of the family could not be cut off at once, and that if some were thrown out of employment, there would be others in a condition to help them.

All that Mrs. Sydney heard made her wish to begin an acquaintance with the families of the work-people. She proposed that the party should return by way of their dwellings. Mr. Wallace gave his arm to his wife, who had been in conversation with Mr.[Mr.] Bernard, and they all set forward. Mrs. Wallace envied Mrs. Sydney the ease and kindness of manner with which she conversed with people of all classes. The difference between them was, that the one was ignorant of the habits and manners of all ranks except her own, and that the other had mixed with each in turn, and was therefore familiar with whatever concerned them. Both were generous and kind-hearted, though they showed their kindness in different ways. Mrs. Wallace would have given away all she had to a neighbour in want; but when her neighbours, as now, were not in want, she was at a loss to express her good-will, while Mrs. Sydney, by merely conversing with them, made herself liked by them without trying to do so, or ever thinking of anything beyond satisfying her own kind interest.

Mr. Wallace had thought that Paul worked too hard; and as he was anxious to make inquiries of Paul’s host about his health, he conducted the party to the cottage of John Jones, with whom Paul lodged. Jones was out, but his wife was within, preparing dinner for herself and two of her younger children who were playing beside her. She thought, like Mr. Wallace, that Paul had grown thin lately, and was not so strong as formerly; and she did not wonder, considering how little food and sleep he took. She never saw anybody so sparing of both, or so eager after money. She had no reason to complain, she said; for he paid for his lodging exactly and regularly every Saturday night, but it did make her sorry to see him work so hard and allow himself so few comforts.—He was up at four, summer and winter, doing his tailoring and cobbling work, and would sit from six till eleven in the evening, cutting corks when he had nothing more profitable to do.

Mr. Wallace looked astonished, for he had no notion that Paul had been a Jack-of-all-trades.

Mrs. Jones explained that he seemed able to learn any employment he chose when the inducement of money was set before him. With the first wages he had earned at the works, he purchased a tailor’s and cobbler’s implements, and patched and cobbled for half the neighbourhood at his leisure hours. He still complained that he had not enough to do, and went to the next town to look for some employment which he might bring home. He brought a package of cork on his back, and a cork-cutter’s knife in his pocket, and for many and many a gross had he received payment from the druggists and others of the next town, and even of Newport. The same bench and the same dirty clothes served him for his cobbling and his cork-cutting; and another advantage of the latter employment was, that a very little light would serve his purpose. He usually burned a farthing candle at hours when he could not have the advantage of the Joneses’ lamp.

Mrs. Jones shewed her guests how neatly Paul had partitioned off half his little room to serve as a workshop: the inner half, where he slept and kept his few clothes, was as neat and orderly as possible; for Paul always said that there was good economy in cleanliness and older. The workshop also was kept as tidy as the nature of things allowed.

Mr. Wallace was surprised to see a very pretty picture placed against the wall of the inner room, and covered with a piece of muslin to keep it from the dust. It had no frame, but appeared a good painting. It seemed to be the likeness of a boy, handsome and well-dressed, with a hoop in his hand and a greyhound beside him. The back-ground was a park, with deer grazing, and a mansion seen among the trees.