Maria gave herself up to her sister’s guidance. They quitted the carriage about half a mile from the house they were in search of.

“I know the lane,” observed Letitia, “but not the number. We must venture a guess upon the house. I will make no inquiries.”

They walked two or three times along the narrow and dark lane, all the dwellings of which appeared to Maria equally desolate and unpromising; but her sister, who had fixed on one from the beginning, was confirmed in her opinion by seeing half a pint of blue milk taken in at the front door, while a fruiterer’s boy, carrying a covered basket, through whose sides might be discerned the richest of grapes, turned into a court which led to the back of the premises.

“Blue milk in public for the serving man’s breakfast,” said Letitia, “and purple grapes in private for the master’s luncheon. This suits the man exactly. This must be the place.”

So saying, she walked up as the milkman made way, and asked for Mr. Simeon. The wizened, sly-looking old serving-man replied that Mr. Simeon was engaged on business. Perhaps the ladies had mistaken this place for the shop in —— street. Only the wholesale jewellery business was carried on here. No; they wanted Mr. Simeon, and would wait till he was at liberty. After several messages backwards and forwards, the ladies were beckoned in, with apologies for the parlour not being at liberty. A dingy wareroom having been passed, it was next required of them to mount a sort of ladder into what they supposed would prove a loft, but was in reality a counting-house, so dark that it appeared questionable whether any business could be carried on at any hour of any season without lamps. Maria would have sunk down on the first chair, if chair there had been: and in the absence of any, was fain to perch herself on the high stool, which afforded little rest for want of a footstool. Letitia, who was always conscious of inward enjoyment when in strange scenes and circumstances, peered round in the gloom to make her observations. It was well that she kept to herself her remarks on chests and padlocks, on the flask which stood on a corner shelf, and on the bareness of the whole place, which left nothing but the said flask which could be carried away: it was well that she made no audible remarks on these things, as some one was present before either she or her sister was aware. Mr. Simeon had entered by an unseen door, and his compliments to the ladies were the first intimation of his presence. She observed a manœuvre to get them placed opposite the little light there was, and disappointed it; being disposed to reconnoitre the person with whom she was about to deal. She was surprised to find him a well-made, middle-aged man, whose countenance, as far as she could see, corresponded with his address, which was mild and courteous. She explained, without delay, that her business was to ascertain on what terms so many thousand pounds could be borrowed for a month.

On no terms which were not sanctioned by the law of the realm. Perhaps the ladies were aware of the law?

Letitia replied that the same terms might suit the present case as had been agreed upon by Mr. Simeon for loans of five, ten, and forty thousand pounds, at such, and such and such dates.

This proof of some knowledge of his transactions caused the money-lender to pause and attentively consider his guests; after which he observed, as if half to himself, that debts of honour were troublesome things, and especially to ladies, to whom ways and means were less open than to gentlemen. Letitia supposed that Mr. Simeon knew best, from the nature of his business; but she had believed that gaming was obsolete among ladies. She knew no ladies who were addicted to play. Simeon’s further remarks glanced upon unpaid jewellery, the flight of Chancery-wards to the continent, and divers other suppositions, all of which were baffled by one or other sister, who did not choose to allow occasion for any scandal against themselves, in case of the present transaction becoming known. Letitia cut the investigation short by requesting to look at the statute which regulates the rate of interest on monies lent, and which she concluded to be in the possession of a money-lender. It was brought, and with it a taper, by whose light Mr. Simeon was enabled to perplex himself still further about the quality of his fair visitors.

“It is an unjust law, madam, a cruel law, worthy only of the Mahomedans, who call it a sin to lend monies on interest; but it is the law....”

“And must therefore be obeyed, Mr. Simeon. The forfeit—‘the treble value of the monies, or other things, so lent, bargained, &c.’—I wonder they do not ordain the treble value of silks and sugars to be forfeited when the price rises. As well one commodity as another.”