“I suppose your bank is solvent?” timidly asked Mrs. Berkeley. “You are quite sure of this, I hope.”

Before there was time for an answer, the door was jerked open; and Mr. Cavendish appeared, nursing his white hat, and apologising for the rudeness of finding his own way up stairs, against the will of Mrs. Millar, who was not aware what an intimate friend he was, and how impossible it was to him to keep away from the Berkeleys at such a time.

Horace made a rapid sign to his father to command himself, and then coolly took a cup of tea from his mother, sugaring it with great exactness, and leaving it to Mr. Cavendish to begin the conversation. Mr. Berkeley saw the necessity of behaving well, and kept quiet also.

“I hope you enjoy your sofa, Sir,” observed Cavendish. “It must be very acceptable, after having been on your legs all day.”

At another time, Mr. Berkeley might have criticised the grammar; but he now vented his critical spleen on the accommodations at the bank.

“By the way, Horace,” said he, “there’s a confounded draught from under those doors. One does not mind it in common; and I have really forgotten it since last winter, till to-day. But the eternal opening and shutting of the outer door caused a perpetual stream of air, going and returning. It is that which has made my ancles ache so to-night.”

“And the fatigue, no doubt,” added Cavendish. “You must have had a very busy,—an extremely harassing day, Sir.”

“Very indeed, and,”—yawning,—“as we are likely to have just such another to-morrow, I must go to bed presently. It is a great comfort, (for which I am obliged to my wife,) that I have not to ride as far as you have to-night, or to be up particularly early in the morning. We shall open an hour earlier than usual, but this leaves time enough for sleep, even to lazy folks like me.”

“An hour earlier! Indeed! Well, Sir, I hope you will sleep sound, I am sure.”

“It will be odd if I do not,” said Mr. Berkeley, yawning again. Mr. Cavendish proceeded,—