“Very probably,” observed Mr. Berkeley.

“Well, then, my dear sir, allow me to make use of my credit on your behalf. It will give me the greatest pleasure to bring you through.”

Though Mr. Berkeley looked as if he would have devoured him on the spot, Cavendish went on pressing his offers of service, of patronage, of support, and ended with a pretty broad hint that he would take charge of Mr. Berkeley’s estate on condition of raising the funds needful at present. In the midst of his rage, Mr. Berkeley was for a moment disposed to take him at his word, for the amusement of seeing how Cavendish would contrive to back out of a bargain which all parties were equally aware he could not fulfil; but having just discretion enough to see the mischief which such a joke must bring after it, he adopted a different air; bowed his haughtiest bow, was very sensible of Mr. Cavendish’s motives, would ask for the patronage of the Haleham bank when he needed it, and was, meanwhile, Mr. Cavendish’s very humble servant.

When Horace and the tormentor were gone, and Mr. Berkeley had vented his spleen against the impudent upstart, the coxcomb, the swindler, and whatever pretty terms besides he could apply to Cavendish, Mrs. Berkeley obtained some account of the events of the day, and was glad to find that there were instances of generosity and delicacy to set against the examples of Mr. Longe’s sister and of Cavendish. A merchant had appeared at the counter to pay in a large sum; and a servant-maid, who had nursed Miss Melea, came to the bank in search of her husband, and carried him off without the change he went to seek. These, and a few other heroes and heroines, furnished Mr. Berkeley with subjects for as vehement praise as others of blame; and he retired to his chamber at war with not much more than half his race.

The most urgent messages and incessant personal applications failed to procure such a supply of gold from the corresponding bank in London as would satisfy the partners of the D—— bank of their ability to meet the run, if it should continue for some days. It did so continue; relaxing a little on the third day, becoming terrific on the fourth, and obliging the partners to hold a midnight consultation, whether they should venture to open their doors on the fifth. The bank did not this day remain open an hour after the usual time: it was cleared almost before the clock struck six; and though some of the people outside were considerate enough to remember that the clerks and partners must all be weary, after so many days of unusual toil, and that this was reason enough for the early closing of the shutters, there were others to shake their heads, and fear that the coffers were at length emptied of their gold.

For the first two hours in the morning, the partners congratulated themselves on their resolution to take the chance of another day. The tide was turned: people were ashamed of their panic, and gold flowed in. A note to say this was sent to Mrs. Berkeley, who immediately began her preparations for returning home before night. The messenger, who went to and fro between D—— and Haleham, was charged with good news for Melea; and all seemed happy again, when the fearful tidings arrived that the corresponding banking-house in London was exposed to a tremendous run, and required all the assistance it could obtain, instead of being in any condition to send further funds to its country correspondent.

All attempts to keep this intelligence secret were vain. Within an hour, everybody in D—— had heard it, and it was impossible to obviate the effects of the renewed panic. The partners did not defer the evil moment till their coffers were completely emptied. As soon as the tide had once more turned, and gold began to flow out a second time, they closed their bank, and issued a notice of their having stopped payment.

Horace was the main support of his family at this crisis. When he had communicated the intelligence to his mother, silenced the lamentations of the miserable Mrs. Millar, and brought his father home to his lodging after dusk, he went[went] over to Haleham for an hour or two, to give such poor satisfaction to his sisters as might be derived from full and correct intelligence. Fanny had not yet returned; and as she was not there, with her matured and calm mind, and greater experience of life, to support her young sister under this blow, Horace could scarcely bring himself to communicate to his little Melea tidings so completely the reverse of those which she evidently expected. Though many years younger, Melea was not, however, a whit behind her sister in strength of mind. She also understood more of the nature of the case than her brother had supposed possible; so that she was capable of as much consolation as could arise from a full explanation of the state and prospects of the concern, and of the family fortunes as connected with it.

Melea would have inquired into all these circumstances if only for the sake of the relief which it appeared to afford to Horace to fix his attention upon them; but she was also anxious to qualify herself to satisfy Fanny in every particular, on her return the next day: for her brother brought a message from Mrs. Berkeley, requesting that Melea would not think of joining her parents at D——, but would stay to receive Fanny, and to prepare for the return of the rest of the family, whenever Mr. Berkeley might feel himself justified in seeking the retirement of his own house.

“Is there anything else that I can do?” asked Melea. “Any letters to write,—any inventories to make out?” she continued, casting a glance round her at the bookshelves, the piano, and the Titian which had long been her father’s pride. “Anything which can best be done before my mother comes home?”