It is not to be supposed but that Cavendish suffered much from apprehension of his credit being shaken, not by any circumstances which should suggest the idea of a run to his confiding neighbours, but through the watchfulness of other banking firms. As it is for the interest of all banks that banking credit should be preserved, a jealous observation is naturally exercised by the fraternity, the consciousness of which must be extremely irksome to the unsound. The neighbourhood of the Berkeley family was very unpleasant to the Cavendishes, though no people could be more unsuspicious or less prying: such, at least, was the character of the ladies; and Mr. Berkeley was, though a shrewd man, so open in his manner, and, notwithstanding a strong tinge of worldliness, so simple in his ways of thinking and acting, that even Mr. Cavendish would have had no fear of him, but for the fact of his having a son of high reputation as a man of business in a bank in London. Cavendish could not bear to hear of Horace; and dreaded, above all things, the occasional visits of the young man to his family. Never, since he settled at Haleham, had he been so panic-struck, as on learning, in the next spring, that Horace had been seen alighting at his father’s gate from the stage-coach from London.[London.]

Horace’s sisters were little more prepared for his arrival than Mr. Cavendish. There was some mystery in his visit, as they judged from the shortness of the notice he gave them, from its being an unusual time of year for him to take holiday, and from their father’s alternations of mood. Yet it seemed as if Horace had never been so much wanted. Fanny, especially, needed his support in her rejection of Mr. Longe, whom her father was disposed not only to favour, but almost to force upon her. In his gloomy moods, he told her that she little knew what she was about in refusing such an establishment, and recurred to the old intimation, that his daughters had better prepare themselves for a reverse of fortune. When in high spirits, he wearied Fanny with jests on Mr. Longe’s devotion to her, and with exhibitions of all his accomplishments; and when prevailed upon to quit the subject, he let her see, in the midst of all his professions about leaving perfect liberty of choice to his children, that he meant never to forgive Mr. Longe’s final rejection. Melea, and even Mrs. Berkeley, could do nothing but sympathise and hope: Horace was the only one who could effectually interfere. Did he come for this purpose? the sisters asked one another; or was it, could it be, to interfere with some one else, who was as much less acceptable than Mr. Longe to their father, as he was more so to themselves? Could Horace be come, Melea wondered, to call Henry Craig to account for being at the house so often?

It was a great relief to her to find Horace’s head so full of business as it appeared to be. She would have complained of this, if such had been his mood during his last visit; but now she had no objection to see him turn from his favourite bed of hepaticas and jonquils, to answer with animation some question of his father’s about the price of gold; and when, for the first time in her life, she had dreaded riding with him between the hawthorn hedges, and over the breezy downs which they used to haunt as children, her spirits actually rose, because, at the most interesting point of the ride, he woke out of a reverie to ask what proportion of Cavendish’s notes in comparison with other kinds of money, she supposed to be in the hands of the poorer sort of her acquaintance in the town.

In fact, nothing was further from Horace’s thoughts, when he came down, than any intervention in favour of or against either of the clergymen, however much interest he felt in his sister’s concerns, when he became a witness of what was passing. The reason of his journey was, that he wished to communicate with his father on certain suspicious appearances, which seemed to indicate that all was not going on right at Cavendish’s; and also to give his opinion to the partners of the D—— bank as to what steps they should take respecting some forged notes, for which payment had lately been demanded of them. When two or three excursions to D—— had been made by the father and son, and when, on three successive days, they had remained in the dining-room for hours after tea was announced, the ladies began to grow extremely uneasy as to the cause of all this consultation,—of their father’s gravity and Horace’s reveries. Horace perceived this, and urged his father to take the whole of their little family into his confidence, intimating the comfort that it would be to him to be able to open his mind to his daughters when his son must leave him, and the hardship that it was to his mother to be restrained from speaking of that which was uppermost in her mind to those in whose presence she lived every hour of the day. It was difficult to imagine what could be Mr. Berkeley’s objection to confidence in this particular instance, while it was his wont to speak openly of his affairs to all his children alike. He made some foolish excuses,—such as asking what girls should know about banking affairs, and how it was possible that they should care about the matter?—excuses so foolish, that his son was convinced that there was some other reason at the bottom of this reserve. Whatever it was, however, it gave way at length; and Horace had permission to tell them as much as he pleased.[pleased.]

“Must you go, mother?” he asked that afternoon, as Mrs. Berkeley rose to leave the table after dinner. “We want you to help us to tell my sisters what we have been consulting about ever since I came.”

The ladies instantly resumed their seats.

“How frightened Fanny looks!” observed her father, laughing; “and Melea is bracing herself up, as if she expected to see a ghost. My dears, what are you afraid of?”

“Nothing, father; but suspense has tried us a little, that is all. We believe you would not keep bad news from us; but we have hardly known what to think or expect for some days past.”

“Expect nothing, my dears; for nothing particular is going to happen, that I know of; and it may do me a serious injury if you look as if you believed there was. The bank is not going to fail; nor am I thinking of locking up Fanny, because she will not accept Mr. Longe. Fanny shall have her own way about that; and I will never mention the fellow to her again.”

Fanny burst into tears; and her father, instead of showing any of his usual irritation on this subject, drew her to him, and said he was sorry for having teazed her so long about a shabby, boasting, artful wretch, who deserved to be posted for a swindler.