"Ah, Captain, it's a good day, to be sure. A good day!"

"Here are the papers!" Longville came near and held them toward her.

"Thanks, there was no hurry."

"And now," Longville leered broadly. "'Tis I as comes a-begging. How about those hundreds in the bank, Mam'selle? I will pay the same interest as others and one good turn deserves another."

But Jo shook her head.

"No. I'm done with borrowing and lending, Captain. In the future, when I part with my money, I will give it. I've never had that pleasure in my life before."

"That's a course that will end in your begging again at my door." Longville's smile had vanished.

"If so be," and Jo tossed her head, "I'll come humbly, having learned my lesson from the best of teachers."

Jo plunged her hands deeper in the pockets of her father's old coat.

"A woman and her money are soon parted," growled Longville.