As late as 1874, Fort Street—not yet called Broadway—was almost a plain, except for the presence of a few one-story adobe houses. J. M. Griffith, the lumberman, put up the first two-story frame dwelling-house between Second and Third streets, and Judge H. K. S. O'Melveny the second; shortly after which Eugene Meyer and myself built our homes in the same block. These were put upon the lots formerly owned by Burns & Buffum. Within the next two or three years, the west side of Fort Street between Second and Third was the choicest residence neighborhood in the growing city, and there was certainly not the remotest idea at that time that this street would ever be used for business purposes. Sometime later however, as I was going home one day, I met Griffith and we walked together from Spring Street down First, talking about the new County Bank and its Cashier, J. M. Elliott—whom Griffith had induced four years previously to come to Los Angeles and take charge of Griffith, Lynch & Company's lumber yard at Compton. We then spoke of the city's growth, and in the course of the conversation he said: "Newmark, Fort Street is destined to be the most important business thoroughfare in Los Angeles." I laughed at him, but Time has shown the wisdom of Griffith's prophecy.

The construction of this Fort Street home I commenced in the spring, contracting with E. F. Keysor as the architect, and with Skinner & Small as the builders. In September, we moved in; and I shall never forget a happy compliment paid us the first evening. We had already retired when the sound of music and merriment made it unmistakable that we were being serenaded. Upon opening the door, we saw a large group of friends; and having invited them into the house, the merrymakers remained with us until the early morning hours.

In July, 1874, the Los Angeles County Bank was started with a capital of three hundred thousand dollars, its first directors being R. S. Baker, Jotham Bixby, George S. Dodge, J. M. Griffith, Vincent A. Hoover, Jonathan S. Slauson and H. B. Tichenor, with J. M. Elliott as Cashier. Its first location was the room just rented by the Farmers & Merchants Bank adjoining the Bella Union, the County Bank's step in that direction being due, no doubt, to a benevolent desire to obtain some of its predecessor's business; and in July, 1878, it moved into the Temple & Workman banking-room, after the latter's failure. For a while the County Bank did both a commercial and a savings business; but later it forfeited the savings clause of its charter, and its capital was reduced to one hundred thousand dollars. In time, John E. Plater, a well-known Angeleño, became a controlling factor.

About the end of 1874, Edward F. Spence, who had come to California by way of the Nicaragua route a year earlier than myself, reached Los Angeles. In 1884, Spence was elected Mayor on the Republican ticket. In the course of time, he withdrew somewhat from activity in Los Angeles and became a heavy investor in property at Monrovia.

In 1874 or 1875, there appeared on the local scene a man who, like his second cousin, United States Senator Mallory of Florida, was destined to become a character of national renown; a man who as such could and, as a matter of fact, did serve his constituents faithfully and well. That man was Stephen M. White. He was born in San Francisco a few weeks before I saw that harbor city, and was, therefore, a Native Son, his parents having come to the Coast in 1849. While a youth, he was sent to Santa Clara where, in June, 1871, he graduated from the well-known college; he read law at Watsonville and later at Santa Cruz; and having been admitted to the Bar in 1874, he shortly afterward came to the Southland.

Arriving in Los Angeles, White studied law with John D. Bicknell, who afterward took him into partnership; and he soon proved to be a brilliant lawyer. He was also an orator of the first magnitude; and this combination of talent made him not only prominent here, but attracted great attention to him from beyond the confines of city and county. Standing as a Democrat in 1882, he was elected District Attorney by a large majority and in that capacity served with distinction, in the end declining renomination. In 1886 he was elected State Senator and soon became President of the Senate, and then acting Lieutenant Governor. After a phenomenal career both in his profession and in the public service—during which he was one of three counsel elected by the California Legislature to maintain the Scott Exclusion Act before the United States Supreme Court and thus conclude the controversy in the Chae Chan Ping case—he was elected to the United States Senate, and there, too, his integrity and ability shone resplendent.

The zeal with which White so successfully entered the conflict against C. P. Huntington in the selection of a harbor for Los Angeles was indefatigable; and the tremendous expenditures of the Southern Pacific in that competition, commanding the best of legal and scientific service and the most powerful influence, are all well known. Huntington built a wharf—four thousand six hundred feet long—at Port Los Angeles, northwest of Santa Monica, after having obtained control of the entire frontage; and it was to prevent a monopoly that White made so hard a fight in Congress in behalf of San Pedro. The virility of his repeated attacks, his freedom from all contaminating influence and his honesty of purpose—these are some of the elements that contributed so effectively to the final selection of San Pedro Harbor. On February 21st, 1901, Senator White died. While at his funeral, I remarked to General H. G. Otis, his friend and admirer, that a suitable monument to White's memory ought to be erected; and on December 11th, 1908, the statue in front of the County Courthouse was unveiled.[33]

Hotel competition was lively in 1874. Charles Knowlton concluded his advertisement of the Pico House with a large index-finger and the following assurance:

The unpleasant odor of gas has entirely disappeared since the building of the new sewer!

Hammel & Denker announced for the United States (commonly known as the U. S.):