She had no father and mother, so she had to live with a horrid cross old woman called Black Noggy, who used to scold her every day, and sometimes beat her with a stick, even though she had done nothing naughty.
One day Black Noggy called her, and said, “Take this chatty {ed. A chatty is a large ceramic vase used to carry water.} down to the river and fill it with water, and come back as fast as you can, QUICK NOW!”
So Little Black Mingo took the chatty and ran down to the river as fast as she could, and began to fill it with water, when Cr-r-rrrack!!! Bang!!! A horrible big Mugger {ed. A Mugger is an alligator like creature.} poked its nose up through the bottom of the chatty and said “Ha, ha!! Little Mingo, I’m going to eat you up!”
Little Black Mingo did not say anything. She turned and ran away as fast as ever she could, and the Mugger ran after her. But the broken chatty round his neck caught his paws, so he could not overtake her.
But when she got back to Black Noggy, and told her how the Mugger had broken the chatty, Black Noggy was fearfully angry. “You naughty girl,” she said, “you have broken the chatty yourself, I have a good mind to beat you.” And if she had not been in such a hurry for the water she WOULD have beaten her.
Then she went and fetched the great big chatty that the dhobi used to boil the clothes in. “Take this,” said she, “and mind you don’t break it, or I WILL beat you.”
“But I can’t carry that when it is full of water,” said Little Black Mingo.
“You must go twice, and bring it half full each time,” said Black Noggy.
So Little Black Mingo took the dhobi’s great big chatty, and started again to go to the river. But first she went to a little bank above the river, and peeped up and down, to see if she could see the old Mugger anywhere. But she could not see him, for he was hiding under the very bank she was standing on, and though his tail stuck out a little she never saw him at all.
She would have liked to run home, but she was too much afraid that Black Noggy would beat her.