"You mean?" the widow asked doubtfully.

"I mean for you to offer him fifty dollars against the principal of the mortgage. No matter of whom you would get money, you would have to pay the same interest you pay Strout now and no matter whom I might get money from for you, so that you could pay off Strout and get rid of him, there would be the additional expense of making the new mortgage, and all that."

"But is he to be trusted?"

"Not at all. At the end of the year he will want more money, if he thinks you will have difficulty in getting it and there is a chance of your having to give up your home."

"Oh!"

"But a year from now I prophesy," said Mr. Day, "that your little house will be worth much more than it is to-day. At least it will be worth no less. It will be easier a year from now to raise another mortgage than it is right now. Just toll Strout along a little," and he laughed.

"Do you think I can do this, Mr. Day?" asked Mrs. Carringford doubtfully.

"You can to it for your children's sake, I have no doubt. And remember, in any case, if Strout demands the entire mortgage paid at once, within three days I will try to obtain for you a new mortgagee. You shall not lose your home, or what money you have already put into it, if I can help it."

"Oh, Mr. Day! exclaimed the woman, warmly. "If I can go home with this confident feeling—"

"You may. Of course, you are in debt. It is going to be a hard struggle for you to get along. But your children are growing up and in time will be able to shoulder a part of the burden which you have assumed for their sake. Take courage, Mrs. Carringford. Everything will turn out right in the end, I am sure."