His letter was shorter than Mercy's. They were sad, strange letters to have passed between lovers. Mercy's ran as follows:--

"MY DARLING Stephen,--Your letters have shocked me so deeply that I find myself at a loss for words in which to reply. I cannot understand your present position at all. I have waited all these days, hoping that some new light would come to me, that I could see the whole thing differently; but I cannot. On the contrary, each hour that I think of it (and I have thought of nothing else since your second letter came) only makes my conviction stronger. Darling, that money is Mrs. Jacobs's money, by every moral right. You may be correct in your statement as to the legal rights of the case. I take it for granted that you are. At any rate, I know nothing about that; and I rest no argument upon it at all. But it is clear as daylight to me that morally you are bound to give her the money. Suppose you had had permission from her to make those changes in the house, while you were still her tenant, and had found the money, then you would have handed it to her unhesitatingly. Why? Because you would have said, 'This woman's husband built this house. No one except his brother who could possibly have deposited this money here has lived in the house. One of those two men was the owner of that gold. In either case, she is the only heir, and it is hers. I am sure you would have felt this, had we chanced to discover the money on one of those winter nights you refer to. Now in what has the moral obligation been changed by the fact that the house has come into your hands? Not by ordinary sale, either; but simply by foreclosure of a mortgage, under conditions which were certainly very hard for Mrs. Jacobs, inasmuch as one-half the interest has always been paid. This money which you have found would have paid nearly the whole of the original loan. It was hers, only she did not know where it lay. O Stephen, my darling, I do implore you not to do this great wrong. You will certainly come to see, sooner or later, that it was a dishonest act; and then it will be too late to undo it. If I thought that by talking with you I could make you see it as I do, I would come to you at once. But I keep clinging to the hope that you will see it of yourself, that a sudden realization of it will burst upon you like a great light. Don't speak so angrily to me of calling you a thief. I never used the word. I never could. I know the act looks to you right, or you would not commit it. But it is terrible to me that it should look so to you. I feel, darling, as if you were color-blind, and I saw you about to pick a most deadly fruit, whose color ought to warn every one from touching it; but you, not seeing the color, did not know the danger; and I must save you at all hazards, at all costs. Oh, what shall I say, what shall I say! How can I make you see the truth? God help us if I do not; for such an act as this on your part would put an impassable gulf between our souls for ever. Your loving,

"Mercy."

Stephen's letter was in curter phrase. Writing was not to him a natural form of expression. Even of joyous or loving words he was chary, and much more so of their opposites. His life-long habit of repression of all signs of annoyance, all complaints, all traces of suffering, told still more on his written words than on his daily speech and life. His letter sounded harder than it need for this reason; seemed to have been written in antagonism rather than in grief, and so did injustice to his feeling.

"MY Dear Mercy,--It is always a mistake for people to try to impose their own standards of right and wrong on others. It gives me very great pain to wound you in any way, you know that; and to wound you in such a way as this gives me the greatest possible pain. But I cannot make your conscience mine. If this money had not seemed to me to be justly my own, I should never have thought of taking it. As it does seem to me to be justly my own, your believing it to be another's ought not to change my action. If I had only my own future to consider, I might give it up, for the sake of your peace of mind. But it is not so. I have a helpless invalid dependent on me; and one of the hardest things in my life to bear has always been the fear that I might lose my health, and be unable to earn even the poor living we now have. This sum, small as it is, will remove that fear, will enable me to insure for my mother a reasonable amount of comfort as long as she lives; and I cannot give it up. I do not suppose, either, that it would make any difference in your feeling if I gave it up solely to please you, and not because I thought it wrong to keep it. How any act which I honestly believe to be right, and which you know I honestly believe to be right, can put 'an impassable gulf between our souls for ever,' I do not understand. But, if' it seems so to you, I can only submit; and I will try to forget that you ever said to me, 'I shall trust you till I die!' O Mercy, Mercy, ask yourself if you are just!

"Stephen."

Mercy grasped eagerly at the intimation in this letter that Stephen might possibly give the money up because she desired it.

"Oh, if he will only not keep it, I don't care on what grounds he gives it up!" she exclaimed. "I can bear his thinking it was his, if only the money goes where it belongs. He will see afterwards that I was right." And she sat down instantly, and wrote Stephen a long letter, imploring him to do as he had suggested.

"Darling," she said, "this last letter of yours has given me great comfort." As Stephen read this sentence, he uttered an ejaculation of surprise. What possible comfort there could have been in the words he remembered to have written he failed to see; but it was soon made clear to him.

"You say," she continued, "that you might possibly give the money up for sake of my peace of mind, if it were not for the fear that your mother might suffer. O Stephen, then give it up! give it up! Trust to the future's being at least as kind as the past. I will not say another word about the right or wrong of the thing. Think that my feeling is all morbid and overstrained about it, if you will. I do not care what you think of me, so that I do not have to think of you as using money which is not your own. And, darling, do not be anxious about the future: if any thing happens to you, I will take care of your mother. It is surely my right next to yours. I only wish you would let me help you in it even now. I am earning more and more money. I have more than I need. Oh, if you would only take some of it, darling! Why should you not? I would take it from you, if you had it and I had not. I could give you in a very few years as much as this you have found and never miss it. Do let me atone to you in this way for your giving up what you think is your right in the matter of this ill-fated money. O Stephen, I could be almost happy again, if you would do this! You say it would make no difference in my feeling about it, if you gave the money up only to please me, and not because you thought it wrong to keep it. No, indeed! that is not so. I would be happier, if you saw it as I do, of course; but, if you cannot, then the next best thing, the only thing left for my happiness, is to have you yield to my wish. Why, Stephen, I have even felt so strongly about it as this: that sometimes, in thinking it over, I have had a wild impulse to tell you that if you did not give the money to Mrs. Jacobs I would inform the authorities that you had it, and so test the question whether you had the right to keep it or not. Any thing, even your humiliation, has at times seemed to me better than that you should go on living in the possession of stolen money. You can see from this how deeply I felt about the thing. I suppose I really never could have done this. At the last moment, I should have found it impossible to array myself against you in any such public way; but, oh, my darling, I should always have felt as if I helped steal the money, if I kept quiet about it. You see I use a past tense already, I feel so certain that you will give it up now. Dear, dear Stephen, you will never be sorry: as soon as it is done, you will be glad. I wish that gold had been all sunk in the sea, and never seen light again, the sight of it has cost us so dear. Darling, I can't tell you what a load has rolled off my heart. Oh, if you could know what it has been to me to have this cloud over my thoughts of you! I have always been so proud of you, Stephen,--your patience, your bravery. In my thought, you have stood always for my ideal of the beautiful alliance of gentleness and strength. Darling, we owe something to those who love us: we owe it to them not to disappoint them. If I were to be tempted to do some dishonorable thing, I should say to myself: 'No, for I must be what Stephen believes me. It is not only that I will not grieve him: still more, I will not disappoint him.'"