"Then she fell back whanly and coughed long and violently."

The next day he took the McDowell notes and spent what time he could spare among the brokers. They passed commendingly on the prompt payment of the interest as shown by the endorsements; but McDowell was pretty well known, and it was intimated that endorsements of another sort would be needed to make negotiation possible.

Then he got out the abstract of one of the McDowell tracts—the only one that he personally and individually had any right to use. "You've got considerably more than a pocketful there," the door-keeper of the Clifton Deposit Vaults said to him as he passed out. He left the abstract with a firm of mortgage brokers for examination. In the course of a week they advised him that a release had been over-looked—an instrument which must show of record before a loan could be effected on the property.

The tract had been put through a good many paces, and some of McDowell's work had been too hurried to be careful. The man to give the necessary release was a professional tax-buyer. He lived on the mistakes and misfortunes of other people—their sins of omission and commission; and such an act from such a man would cost something. It might be ten dollars, or fifty, or five hundred.

He waited in this harpy's outer office, while another caller, a woman, claimed attention in the inner one. It was Ann Wilde; he recognized her and she recognized him. She threw a scowling glance upon him, and her harsh and vindictive tones fell on his ears for several succeeding minutes. She knew his necessities; could she be making them known to another?

It seemed so when his turn came. The release would be given only on payment of a sum that, in his present circumstances, was simply impossible.

He seemed now to have exhausted all expedients—all legitimate ones. A bitter recollection of that Sunday drive in the country came over him; he had indeed given a free rein to his wife, and just how close he was to graze against ruin only the future could show. He spent a miserable, sleepless night, and at daybreak he had decided to tax the bank for his own necessities—relying upon the present maturing of his notes to set himself right within a month or two. Do not inquire as to his precise method—there are many ways to take: the actual appropriation of currency, the abstraction of securities, the overissue of certificates of stock, and so on and on. He chose the method which seemed liable to the lightest misconstruction and allowable of the promptest reparation. He avoided seeing himself in the aspect of a criminal by pleading his own cruel needs and by believing in his ability to make a prompt and complete restitution. Perhaps neither of these two reasons could have stood alone, but they leaned together and held each other up—a precarious poise that was not long to endure.


[XXII]

It endured, in fact, scarcely a fortnight. It lapsed at the close of a dull October day—a day that was within one of the first anniversary of his marriage. Let the means by which he was detected be asked no more than the means through which he transgressed. The delicate mechanism of a bank's accounts responds sensitively to the slightest and most ingenious variation; and it may be, too, that some one in this particular bank was watching for the slip and was waiting for the chance to expose and punish it.