"I thank you, Mr. Troubridge," said the old man, quietly and politely. "You see I was not wrong when I thought that this letter was of importance. May I beg as a favour that you would not mention this to any one?"

"Certainly, Mr. Hawker. I will respect your wish. I hope your loss may not be heavy."

"The loss will not be mine though, will it?" said old Hawker. "I anticipate that it will fall on the bank. It is surely at their risk to cash cheques. Why, a man might sign for all the money I have in their hands, and surely they would be answerable for it?"

"I am not aware how the law stands, Mr. Hawker," said Troubridge. "Fortunately, no one has ever thought it worth while to forge my name."

"Well, I wish you a good day, sir, with many thanks," said Hawker. "Can I do anything for you in Exeter?"

Old Hawker drove away rapidly in the direction of Exeter; his horse, a fine black, clearing the ground in splendid style. Although a cunning man, he was not quick in following a train of reasoning, and he was half-way to Exeter before he had thoroughly comprehended his situation. And then, all he saw was that somebody had forged his name, and he believed that Madge knew something about it.

"I wish my boy George was at home," he said. "He'd save me getting a lawyer now. I am altogether in the hands of those Bank folks if they like to cheat me, though it's not likely they'd do that. At all events I will take Dickson with me."

Dickson was an attorney of good enough repute. A very clever, quiet man, and a good deal employed by old Hawker, when his business was not too disreputable. Some years before, Hawker had brought some such excessively dirty work to his office, that the lawyer politely declined having anything to do with it, but recommended him to an attorney who he thought would undertake it. And from that time the old fellow treated him with marked respect, and spoke everywhere of him as a man to be trusted: such an effect had the fact of a lawyer refusing business made on him!

He reached Exeter by two o'clock, so rapidly had he driven. He went at once to Dickson's, and found him at home, busy swinging the poker, in deep thought, before the fireplace in his inner office. He was a small man, with an impenetrable, expressionless face, who never was known to unbend himself to a human being. Only two facts were known about him. One was that he was the best swimmer in Exeter, and had saved several lives from drowning, and the other was, that he gave away (for him) large sums in private charity.

Such was the man who now received old Hawker, with quiet politeness; and having sent his horse round to the inn stable by a clerk, sat down once more by the fire, and began swinging the poker, and waiting for the other to begin the conversation.