Concerning the income of the entire body of costermongers in the metropolis, I estimate the earnings of the 10,000 costermongers, taking the average of the year, at 10s. weekly. My own observation, the result of my inquiries, confirmed by the opinion of some of the most intelligent of the costermongers, induce me to adopt this amount. It must be remembered, that if some costermongers do make 30s. a week through the year, others will not earn a fourth of it, and hence many of the complaints and sufferings of the class. Then there is the drawback in the sum paid for “hire,” “interest,” &c., by numbers of these people; so that it appears to me, that if we assume the income of the entire body—including Irish and English—to be 15s. a week per head in the summer, and 5s. a week each in the winter, as the two extremes, or a mean of 10s. a week all the year through, we shall not be far out either way. The aggregate earnings of the London costermongers, at this rate, are 5,000l. per week, or 260,000l. yearly. Reckoning that 30,000 individuals have to be supported out of this sum, it gives an average of 3s. 4d. a week per head.

But it is important to ascertain not only the earnings or aggregate amount of profit made by the London costermongers in the course of the year, but likewise their receipts, or aggregate amount of “takings,” and thus to arrive at the gross sum of money annually laid out by the poorer classes of the metropolis in the matter of fish, fruit, and vegetables alone. Assuming that the average profits of the costermongers are at the rate of 25 per cent. (and this, I am satisfied, is a high estimate—for we should remember, that though cent. per cent. may be frequently obtained, still their “goods,” being of a “perishable” nature, are as frequently lost or sold off at a “tremendous sacrifice”); assuming then, I say, that the average profits of the entire 10,000 individuals are 25 per cent. on the cost-price of their stock, and that the aggregate amount of their profits or earnings is upwards of 260,000l., it follows that the gross sum of money laid out with the London costers in the course of the twelvemonth is 1,040,000l. sterling—a sum so enormous as almost to make us believe that the tales of individual want are matters of pure fiction. Large, however, as the amount appears in the mass, still, if distributed among the families of the working men and the poorer class of Londoners, it will be found that it allows but the merest pittance per head per week for the consumption of those articles, which may be fairly said to constitute the staple commodities of the dinners and “desserts!” of the poor.

Of the Providence and Improvidence of Costermongers.

The costermongers, like all wandering tribes, have generally no foresight; only an exceptional few are provident—and these are mostly the more intelligent of the class—though some of the very ignorant do occasionally save. The providence of the more intelligent costermonger enables him in some few cases to become “a settled man,” as I have before pointed out. He perhaps gets to be the proprietor of a coal-shed, with a greengrocery and potato business attached to it; and with the usual trade in oysters and ginger-beer. He may too, sometimes, have a sum of money in the savings’-bank, or he may invest it in the purchase of a lease of the premises he occupies, or expend it in furnishing the rooms of his house to let them out to single-men lodgers; or he may become an usurer, and lend out his money to his less provident brethren at 1040l. per cent. per annum; or he may purchase largely at the markets, and engage youths to sell his surplus stock at half profits.

The provident costermonger, who has thus “got on in the world,” is rarely speculative. He can hardly be induced to become a member of a “building” or “freehold land” society, for instance. He has been accustomed to an almost immediate return for his outlays, and distrusts any remote or contingent profit. A regular costermonger—or any one who has been a regular costermonger, in whatever trade he may be afterwards engaged—generally dies intestate, let his property be what it may; but there is seldom any dispute as to the disposition of his effects: the widow takes possession of them, as a matter of course. If there be grown-up children, they may be estranged from home, and not trouble their heads about the matter; or, if not estranged, an amicable arrangement is usually come to. The costermongers’ dread of all courts of law, or of anything connected with the law, is only second to their hatred of the police.

The more ignorant costermonger, on the other hand, if he be of a saving turn, and have no great passion for strong drink or gaming, is often afraid to resort to the simple modes of investment which I have mentioned. He will rather keep money in his pocket; for, though it does not fructify there, at least it is safe. But this is only when provided with a donkey or pony “what suits;” when not so provided, he will “suit himself” forthwith. If, however, he have saved a little money, and have a craving after gambling or amusements, he is sure at last to squander it that way. Such a man, without any craving for drink or gaming, will often continue to pay usuriously for the hire of his barrow, not suspecting that he is purchasing it over and over and over again, in his weekly payments. To suggest to him that he might place his money in a bank, is to satisfy him that he would be “had” in some way or other, as he believes all banks and public institutions to be connected with government, and the taxes, and the police. Were any one to advise a man of this class—and it must be remembered that I am speaking of the ignorant costers—to invest a spare 50l. (supposing he possessed it) in the “three per cents.,” it would but provoke a snappish remark that he knew nothing about them, and would have nothing to do with them; for he would be satisfied that there was “some cheatery at the bottom.” If he could be made to understand what is meant by 3l. per centum per annum, he would be sure to be indignant at the robbery of giving only 7½d. for the use of 1l. for a whole year!

I may state, in conclusion, that a costermonger of the class I have been describing, mostly objects to give change for a five-pound note; he will sooner give credit—when he knows “the party”—than change, even if he have it. If, however, he feels compelled, rather than offend a regular customer, to take the note, he will not rest until he has obtained sovereigns for it at a neighbouring innkeeper’s, or from some tradesman to whom he is known. “Sovereigns,” said one man, and not a very ignorant man, to me, “is something to lay hold on; a note ain’t.”

Moreover, should one of the more ignorant, having tastes for the beer-shop, &c., meet with “a great haul,” or save 5l. by some continuous industry (which he will most likely set down as “luck”), he will spend it idly or recklessly in dissipation and amusement, regardless of the coming winter, whatever he may have suffered during the past. Nor, though they know, from the bitterest experience, that their earnings in the winter are not half those of the rest of the year, and that they are incapacitated from pursuing their trade in bad weather, do they endeavour to make the extra gains of their best time mitigate the want of the worst.

Of the Costermongers in Bad Weather and during the Cholera.

“Three wet days,” I was told by a clergyman, who is now engaged in selling stenographic cards in the streets, “will bring the greater part of 30,000 street-people to the brink of starvation.” This statement, terrible as it is, is not exaggerated. The average number of wet days every year in London is, according to the records of the Royal Society, 161—that is to say, rain falls in the metropolis more than three days in each week, and very nearly every other day throughout the year. How precarious a means of living then must street-selling be!