“My dear brother,—I take this opportunity of writing you, as you wrote that you would like to have a letter from me. I am very sorry you have been ill, but I hope you are keeping better. I trust also that affliction will be the means of leading you only more closely to the only true source of happiness. Oh, my dear brother, you are still young, and God has told us in His word, that those who seek Him early shall find Him. My dear brother, we get many a sad and solemn warning to prepare to meet our God: and oh! my dear brother, ‘what is a man profited, if he shall gain the whole world, and lose his own soul?’”

The last letter was dated the 5th of December last, and from his brother:—

“We received your kind letter,” it ran, “this instant, and we hasten to answer it. It has given my mother and me great relief to hear from you, as my mother and I were very miserable about you, thinking you were ill. We trust you will take care of yourself, and not get any more cold. We hope you will be able to write on receipt of this, and let us know how you are, and when we may expect you home, as we have daily expected you since the month of October.”

These letters were shown to me at my request, and not produced by the young man himself, so that it was evident they were kept by the youth with no view of being used by him as a means of inducing charity; indeed, the whole manner of the young man was such as entirely precluded suspicion. On my asking whether he had any other credentials as to character, he showed me a letter from a Scotch minister, stating that “he had been under his charge, and that from his conduct he had been led to form a favourable opinion of his talents and moral character; and that he believed him to be a deserving, industrious young man.”


Of the class of distressed tradesmen seeking shelter at this asylum, the two following may be taken as fair types. One was a bankrupt linendraper, and appeared in a most destitute state. When he spoke of his children, his eyes flooded with tears:—

“I have been in business in the linen-drapery line—that’s five years ago. I had about 600l. worth of stock at first starting, and used to take about 65l. every week. My establishment was in a country village in Essex. I went on medium well for the first two or three years, but the alteration of the poor-laws and the reduction of the agricultural labourers’ wages destroyed my business. My customers were almost all among the working classes. I had dealings with a few farmers, of whom I took butter, and cheese, and eggs, in exchange for my goods. When the poor-laws were altered, the out-door relief was stopped, and the paupers compelled to go inside the house. Before that, a good part of the money given to the poor used to be expended at my shop. The overseers used to have tickets for flannels, blankets, and shirtings, and other goods; with these they used to send the paupers to my house. I used to take full 8l. or 10l. a-week in this manner; so that when the poor-laws were altered, and the previous system discontinued, I suffered materially. Besides, the wages of the agricultural labourers being lowered, left them less money to lay out with me. On a market-day they were my chief customers. I would trust them one week under the other, and give them credit for 7s. or 10s., if they wanted it. After their wages came down, they hadn’t the means of laying out a sixpence with me; and where I had been taking 65l. a-week, my receipts dwindled to 30l. I had been in the habit of keeping two shopmen before, but after the reduction I was obliged to come down to one. Then the competition of the large houses in other towns was more than I could stand against. Having a larger capital, they could buy cheaper, and afford to take a less profit, and so of course they could sell much cheaper than I could. Then, to try and keep pace with my neighbours, I endeavoured to extend my capital by means of accommodation bills, but the interest I had to pay on these was so large, and my profits so little, that it soon became impossible for me to meet the claims upon me. I was made a bankrupt. My debts at the time were 300l. This is about six years ago. After that I took a public-house. Some property was left me. I came into about 1000l.; part of this went to my creditors, and I superseded my bankruptcy. With the rest I determined upon starting in the publican line. I kept at this for about ten months, but I could do nothing with it. There was no custom to the house. I had been deceived into taking it. By the time I got out of it all my money was gone. After that I got a job as a referee at the time of the railway mania, and when that was over, I got appointed as a policeman on the Eastern Union line. There I remained two years and upwards, but then they began reducing their establishment, both in men and in wages. I was among the men who were turned off. Since that time, which is now two years this Christmas, I have had no constant employment. Occasionally I have got a little law-writing to do; sometimes I have got a job as under-waiter at a tavern. After I left the waiter’s place, I got to be very badly off. I had a decent suit of clothes to my back up to that time, but then I became so reduced, I was obliged to go and live in a low lodging-house in Whitechapel. I was enabled to get along somehow; I know many friends, and they gave me a little money now and then. But at last I had exhausted these. I could get nothing to do of any kind. I have been to Shoreditch-station to try to pick up a few pence at carrying parcels, but there were so many there that I could not get a crust that way. I was obliged to pawn garment after garment to pay for my food and lodging; and when they were all gone, I was wholly destitute. I couldn’t even raise twopence for a night’s lodging, so I came here and asked for a ticket. My wife is dead. I have three children; but I would rather you would not say anything about them, if you please.”

I assured the man that his name should not be printed, and he then consented to his children being mentioned.

“The age of my eldest child is fourteen, and my youngest nine. They do not know of the destitution of their father. They are staying with one of my relations, who has supported them since my failure. I wouldn’t have them know of my state on any account. None of my family are aware of my misery. My eldest child is a girl, and it would break her heart to know where I am, and see the state of distress I am in. My boy, I think, would never get over it. He is eleven years old. I have tried to get work at carrying placard-boards about, but I can’t. My clothes are now too bad for me to do anything else. I write a good hand, and would do anything, I don’t care what, to earn a few pence. I can get a good character from every place I have been in.”

The other tradesman’s story was as follows:—