Halstead Rowan, too sure of his admiration of the conduct of his new friend to be in a hurry about expressing it, had done what his wounded hand did not prevent his doing, by springing across the stream below and bringing the discarded shoes and coat from the rock where they lay. All the rest, except poor Mrs. Brooks Cunninghame, yet busy with her partially resuscitated boy, crowded round the new hero of the hour to offer their thanks and congratulations; but it was Margaret Hayley who took him by the hand as he stood, unmindful of the scowl of Captain Hector Coles that gloomed upon her, and said:

"I do not know, sir, by what name to thank you—"

"I believe I am right in calling you Miss Hayley," was the answer, in a voice as yet somewhat weak and tremulous. "My own name is Horace Townsend, and my business is that of a lawyer at—at Cincinnati." So we, like those of the company who had noticed the initials without taking the trouble to possess themselves of the whole name by the arrival-book at the office, have the blanks filled at last, and may discard the use of the two mysterious letters.

"I was only half intentionally the means, Mr. Townsend," the young girl went on, "of plunging you into a situation of danger without the least right to do so; and yet I do not know that I can be sorry for the liberty I have taken, as it may have been the cause of saving a life that would otherwise have been lost, and of my witnessing an act of disinterested generosity which I can never forget, or forget to honor, while I live."

"You do me altogether too much honor," was the reply, in a somewhat steadier voice. "I have really done nothing, except to make an exhibition of myself by my weakness. There was no danger to me in the water, for I am a good swimmer and ought to be able to dive well; but I suppose that I stayed too long under, for I could not find the little fellow at once, and the chill of the water no doubt affected me, after getting warm in climbing over those logs. That is all, and I really hope you will all forget that the unpleasant affair has occurred, as I shall certainly do after I have found a suit of dry clothes."

He spoke pleasantly, but with nothing of the rattling gayety which seemed to characterize his rival of the day—the hero of the bear-stakes; and once again while he was speaking, Margaret Hayley seemed strangely moved and partially shuddered at something in the tones of the voice. As he finished, he bowed and turned away, as if quite enough had been said, and the lady also moved away a step or two and rejoined her escort. Halstead Rowan came up with the coat and shoes, and as he dropped them on the rock at the feet of Townsend grasped his hand with his own unwounded one, with a pressure so warm and manly that it told volumes of respect and regard.

"I am nowhere!" he said. "I dared you over that log; but you have gone where I should not like to follow, and done it for something, while mine was merely a prank. And by the way—" they were at that moment a little apart from the others, and Rowan spoke low—"do you know where your head lay when you came to?"

"Hush! for heaven's sake, hush!" said Townsend, quickly and with something in his face that made the other pause instantly. The conversation, at that point, was not renewed there and then.

A portion of the company had by that time commenced ascending the steps, carrying the abated boy-nuisance and accompanying his mother. Townsend managed to draw on the discarded shoes over his wet stockings, put on his coat and accompanied the rear-guard with very slight assistance, enjoying a continued walking-bath, but no doubt consoled for any discomfort by the reflection that he had been where few men had ever plunged and come out alive,—and perhaps yet more moved by some other reflections of a much more mixed character.

An hour later, the whole party had reached the Profile House once more, and Horace Townsend, as he named himself and as we must continue to name him in deference to his own statement, was the happy possessor of a dry suit, a slight headache and an eventual nap which left him fresh as if he had bathed in the Pool as a hygienic measure. Master Brooks Brooks Cunninghame needed longer renovating, but he came round during the afternoon, with the fatal facility of those who are of no use in the world, and was quite ready for supper. And what a buzzing there was about the Profile all the afternoon, while those who had witnessed the affair at the Pool detailed it, with additions, to those who had remained at the house, and those who had not caught the name or address of the stranger ran to the book to satisfy themselves, and speculations as to his married or single state were indulged in, and the Cincinnati lawyer underwent, without his being thoroughly aware of the fact, all the mental manipulations and verbal remouldings incidental to any one who treads out of the common path, whether creditably or discreditably, among the half idle and more than half ennuyée habitues of a watering place.