David, too, did sums in subtraction and found that, with care, he could cut his expenses down-town.

They took the apartment.

In fact, there came a time when David remembered, with a sickening qualm, that in almost every item they had stepped little or far beyond the limits of their budget. They did it because the disappointment written on Shirley's pretty face when something on which she had set her heart seemed beyond their reach, was more than he could bear.

But the old cat was still playing. It was a "boom year": the beginning, said the wise statesmen and newspapers, of an era of unprecedented prosperity. The city was growing rapidly. Architects' services were in demand. David's business continued good. Among his clients was a gambling contractor who shaved his architects' fees but made up for that by the largeness of his operations. There seemed to be no need of cutting down "extras." They were not cut down.

It was on the whole a cloudless year. There were, to be sure, a few little quarrels, impatient words sharply answered, but there was also the exquisite joy of harmony restored. There were occasions when David found Shirley in tears, both cake or roast and fingers burned; occasions which he made festive by carrying her off to the club for dinner. There were evenings at the theater and concerts, gifts impulsively bought and rewarded with kisses, little household purchases that gave a pleasure out of all proportion to their cost, as it seemed at the time. But there were never any doubts, nor any fears. For all their demands there was money. The handicap of debt under which they had started was even a little diminished. As for rainy days—but why should happy young love take thought of them?

On their first anniversary they gave a dinner in the apartment, twelve covers with flowers and all the wedding silver on display and a caterer's man to serve. Shirley, in a new gown, was at her loveliest, beaming with the happiness of hospitality prettily dispensed. When the last guest was gone, they turned out all the lights but one shaded lamp, she found a seat on his knee, snuggled close to him, and they fell into a long silence.

After a while she stirred. "It's been a wonderful year, hasn't it?"

"You express the sense of the meeting, dear."

"Being poor isn't so bad, after all, is it?"

"Not bad at all, I find." He took up the catechism. "You haven't once regretted that Sam Hardy chap, have you? With all his money—let's see, was it millions or billions?"