"I can see it already, sir, and the way you describe it looks amazingly wise and prudent. In other words, we must cast our bread on the waters in large loaves, carried by sound ships marked with the owner's name, so that the return freight will be sure to come back to us."

The father laughed, but his eyes were frowning a little as if he suspected something irreverent under the respectful reply.

"You put it humorously, but there's sense in what you say. Why not? God rules the sea; but He expects us to follow the laws of navigation and commerce. Why not take good care of your bread, even when you give it away?"

"It's not for me to say why not—and yet I can think of cases—" The young man hesitated for a moment. His half-finished cigar had gone out. He rose and tossed it into the fire, in front of which he remained standing—a slender, eager, restless young figure, with a touch of hunger in the fine face, strangely like and unlike the father, at whom he looked with half-wistful curiosity.

"The fact is, sir," he continued, "there is such a case in my mind now, and it is a good deal on my heart, too. So I thought of speaking to you about it to-night. You remember Tom Rollins, the Junior who was so good to me when I entered college?"

The father nodded. He remembered very well indeed the annoying incidents of his son's first escapade, and how Rollins had stood by him and helped to avoid a public disgrace, and how a close friendship had grown between the two boys, so different in their fortunes.

"Yes," he said, "I remember him. He was a promising young man. Has he succeeded?"

"Not exactly—that is, not yet. His business has been going rather badly. He has a wife and little baby, you know. And now he has broken down,—something wrong with his lungs. The doctor says his only chance is a year or eighteen months in Colorado. I wish we could help him."

"How much would it cost?"

"Three or four thousand, perhaps, as a loan."