"Well, not exactly that; but I could give him some good material from my own experience to prove the truth of Scripture. I can honestly say that there is not one of my charities that has not brought me in a good return, either in the increase of influence, the building up of credit, or the association with substantial people. Of course you have to be careful how you give, in order to secure the best results—no indiscriminate giving—no pennies in beggars' hats! It has been one of my principles always to use the same kind of judgment in charities that I use in my other affairs, and they have not disappointed me."

"Even the check that you put in the plate when you take the offertory up the aisle on Sunday morning?"

"Certainly; though there the influence is less direct; and I must confess that I have my doubts in regard to the collection for Foreign Missions. That always seems to me romantic and wasteful. You never hear from it in any definite way. They say the missionaries have done a good deal to open the way for trade; perhaps—but they have also gotten us into commercial and political difficulties. Yet I give to them—a little—it is a matter of conscience with me to identify myself with all the enterprises of the Church; it is the mainstay of social order and a prosperous civilisation. But the best forms of benevolence are the well-established, organised ones here at home, where people can see them and know what they are doing."

"You mean the ones that have a local habitation and a name."

"Yes; they offer by far the safest return, though of course there is something gained by contributing to general funds. A public man can't afford to be without public spirit. But on the whole I prefer a building, or an endowment. There is a mutual advantage to a good name and a good institution in their connection in the public mind. It helps them both. Remember that, my boy. Of course at the beginning you will have to practise it in a small way; later, you will have larger opportunities. But try to put your gifts where they can be identified and do good all around. You'll see the wisdom of it in the long run."

"I can see it already, sir, and the way you describe it looks amazingly wise and prudent. In other words, we must cast our bread on the waters in large loaves, carried by sound ships marked with the owner's name, so that the return freight will be sure to come back to us."

The father laughed, but his eyes were frowning a little as if he suspected something irreverent under the respectful reply.

"You put it humourously, but there's sense in what you say. Why not? God rules the sea; but He expects us to follow the laws of navigation and commerce. Why not take good care of your bread, even when you give it away?"

"It's not for me to say why not—and yet I can think of cases—" The young man hesitated for a moment. His half-finished cigar had gone out. He rose and tossed it into the fire, in front of which he remained standing—a slender, eager, restless young figure, with a touch of hunger in the fine face, strangely like and unlike the father, at whom he looked with half-wistful curiosity.

"The fact is, sir," he continued, "there is such a case in my mind now. So I thought of speaking to you about it to-night. You remember Tom Rollins, the Junior who was so good to me when I entered college?"