“Don’t I tell y’u so a little while ago, sah?” asked Susan, though she knew that the old man would repeat the question every day.

“I don’t mean nothing by askin’ you,” he explained; “only, ef I was you, I wouldn’t put me money into any bank. I hear that bank is a thing that broke every now an’ then; though,” he continued sagaciously, “I don’t see how such a strong place can broke.”

“When a bank broke,” explained Catherine, “it mean that de clerk rob you’ money.”

“Oh! I see! But, even then, I don’t t’ink Sue should put her money in a bank, for if them rob her few shillin’s, what she gwine to do?”

“The Government bank is safe,” said Sue, conscious of superior knowledge. “Nobody can rob it, an’ them give you interest on you’ money.”

“Then you gwine to put yours in de Government bank?”

“Yes, sah; to-morrow morning I goin’ to lodge three shillin’s: it is me first commencement. It’s to help me to go away.—Who that?”

Some one had knocked at the gate, and the person thus addressed loudly answered:

“Me!”

“Who me?” asked Catherine.