"I'm a Victorian," replied Dare, accepting the challenge with alacrity, "a member of the middle-classes, the acknowledged backbone of the English nation."

"Yes, and like all other respectable backbones should be covered up," retorted Windover.

"Alas!" murmured Dare, gazing at the ceiling. "Once youth was content with Arcadia, now it demands a Burlington Arcadia."

That was characteristic of Dare. An epigram to him justified the most flagrant irrelevancy. Then turning to Windover he added, "But I interrupted you. Let us have your views on morals and manners, or should I say manners and morals?"

"Yes do, sir," broke in Bindle eagerly, "My missus once said I 'adn't no more morals than Pottyfer's wife, I dunno the lady, but p'raps you can 'elp me."

"The association of morals and manners is merely a verbal coincidence," began Windover. "As a matter of fact they exist best apart. Morals are geographical, the result of climate and environment. The morals of Streatham, for instance, are not the morals of Stamboul, although the manners of the one place will pass fairly well in the other. Manners are like English gold, current in all countries: morals, on the other hand, are like French pennies, they must not be circulated in any but the country of their origin."

"Yes; but is this the age of manners or of morals?" asked Dare. "That's what we want to get at."

"Of neither, I regret to say," responded Windover. "We have too many morals at home, and too few manners abroad."

"Excuse me, sir," broke in Bindle, "but wot do you exactly mean by morals an' manners?"

"You are right, Bindle, you invariably are," replied Windover. "Definition should always precede disquisition." He proceeded to light a cigarette, obviously with a view to gaining time. "Observing this rule," he continued, "I will define morals as originally an ethical conception of man's duty towards his neighbour's wife: they are now in use merely as a standard by which we measure failure." Windover paused and gazed meditatively at the end of his cigarette.