"I am a ruined and disgraced man." he reiterated, without looking up; "if you have broken off your marriage with Julia, I shall never raise my head again."

"But why?" I asked, uneasily.

"Come down into my consulting-room," he said, after another pause of deliberation. I went on before him, carrying the lamp, and, turning round once or twice, saw his face look gray, and the expression of it vacant and troubled. His consulting-room was a luxurious room, elegantly furnished; and with several pictures on the walls, including a painted photograph of himself, taken recently by the first photographer in Guernsey. There were book-cases containing a number of the best medical works; behind which lay, out of sight, a numerous selection of French novels, more thumbed than the ponderous volumes in front. He sank down into an easy-chair, shivering as if we were in the depth of winter.

"Martin, I am a ruined man!" he said, for the third time.

"But how?" I asked again, impatiently; for my fears were growing strong. Certainly he was not acting a part this time.

"I dare not tell you," he cried, leaning his head upon his desk, and sobbing. How white his hair was! and how aged he looked! I recollected how he used to play with me when I was a boy, and carry me before him on horseback, as long back as I could remember. My heart softened and warmed to him as it had not done for years.

"Father!" I said, "if you can trust any one, you can trust me. If you are ruined and disgraced I shall be the same, as your son."

"That's true," he answered, "that's true! It will bring disgrace on you and your mother. We shall be forced to leave Guernsey, where she has lived all her life; and it will be the death of her. Martin, you must save us all by making it up with Julia."

"But why?" I demanded, once more. "I must know what you mean."

"Mean?" he said, turning upon me angrily, "you blockhead! I mean that unless you marry Julia I shall have to give an account of her property; and I could not make all square, not if I sold every stick and stone I possess."