"That shows how people are deceived. Haven't you any eyes?"

"Yes, yes."

"But what were they made for? Can't you see what is coming?"

"A great prosperity, sir."

"Oh, my young man, how you are deceived, and how feather-headed people have deceived you! Don't you know that this show of prosperity is all delusion; that people of level heads are calling in their bills, and that this is a hard time for creditors? The age of finery has gone, and the age of rags has come. Rags, sir, rags!"

"No, sir, no. I thought the people were getting out of debt. See how many people are building."

"They are building to be ready for the crash—they do not know what else to do with their money; calamity is coming."

"But how do you know, sir?"

"Know? It requires but little wit to know. I can feel it in my head. The times are not what they used to be. William Penn is dead, and none of his descendants are equal to him. Look at the Quakers, see how worldly they are becoming! Most people are living beyond their means! Property," he added, "is all on the decline. In a few years you will see people moving away from here. You will hear that the Proprietors have failed. Young man, don't go into business here. Let me tell you a secret, though I hate to do it, as your heart is bent upon setting up the printing business here; listen to me now—the whole province is going to fail. Before us is bankruptcy. Do you hear it—that awful, awful word bankruptcy? The Governor himself, in my opinion, is on the way to bankruptcy now. The town will have to all go out of business, and then there will be bats and owls in the garrets, and the wharves will rot. I sometimes think that I will have to quit my country."

"Do other folks think as you do?"