Again, even if one's private means be small, and if Parliament by some neglect omit to endow one's new splendour, the common sense of England will come to the help of any man so situated if he is worth his salt. He will with the greatest ease obtain positions of responsibility and emolument, notably upon the directorate of public companies, and can often, if he finds his salary insufficient, persuade his fellow-directors to increase it, whether by threatening them with exposure or by some other less drastic and more convivial means.

If after reading these lines there is anyone who still doubts the attitude that an honest man should take upon this matter, it is enough to point out in conclusion how Providence itself appears to have designed the whole hierarchy of Lords with a view to tempting man higher and ever higher. Thus, if some reader of this happens to be a baron, he might think perhaps that it is not worth a further effort to receive another grade of distinction. He would be wrong, for such an advance gives a courtesy title to his daughters; one more step and the same benefit accrues to his sons. After that there is indeed a hiatus, nor have I ever been able to see what advantage is held out to the viscount who desires to become a marquis—unless, indeed, it be marquises that become viscounts. Anyhow, it is the latter title which is the less English and the less manly and which I am glad to hear it is proposed to abolish by a short, one-clause bill in the next Session of Parliament. Above these, the dukes in the titles of their wives and the mode in which they are addressed stand alone. There is, therefore, no stage in a man's upward progress upon this ancient and glorious ladder where he will not find some great reward for the toil of ascending. In view of these things, I for my part hope, in common with many another, that the foolish pledge given some years ago when the Liberal Party was in opposition, that it would create no more Lords, will be revised now that it has to consider the responsibilities of office; a revision for which there is ample precedent in the case of other pledges which were as rashly made but of which a reconsideration has been found necessary in practice.

NOTE.—I find I am wrong upon Viscounts, but as I did not discover this until my book was in the press I cannot correct it. The remainder of the matter is accurate enough, and may be relied on by the student.

ON JINGOES: IN THE SHAPE OF A WARNING

BEING

The sad and lamentable history of Jack Bull, son of the late John Bull, India Merchant, wherein it will be seen how this prosperous merchant left an heir that ran riot with 'Squires, trainbands, Black men, and Soldiers, and squandered all his substance, so that at last he came to selling penny tokens in front of the Royal Exchange in Threadneedle Street, and is now very miserably writing for the papers.

John Bull, whom I knew very well, drove a great trade in tea, cotton goods, and bombazine, as also in hardware, all manner of cutlery, good and bad, and especially sea-coal, and was very highly respected in the City of London, of which he was twice Sheriff and once Lord Mayor. When he went abroad some begged of him, and to these he would give a million or so at a time openly in the street, so that a crowd would gather and cry, "Lord! what a generous fellow is this Mr. Bull!" Some, again, of better station would pluck his sleeve and take him aside into Broad Street Corner or Mansion House Court, and say, "Mr. Bull, a word in your ear. I have more paper about than I care for in these hard times, and I could pay you handsomely for a short loan." These always found Mr. Bull willing and ready, sure and silent, and, withal, cheaper at a discount than any other. For buying cloth all came to Bull; and for buying other wares his house was preferred to those of Frog and Hans and the rest, because he was courteous and ready, always to be found in his office (which was near the Wool-pack in Leaden Hall Street, next to Mr. Marlow's, the Methodist preacher), and moreover he was very attentive to little things. This last habit he would call the soul of business. In such fashion Mr. Bull had accumulated a sum of five hundred thousand million pounds, or thereabouts, and when he died the neighbours said this and that spiteful thing about his son Jack whom he had trained up to the business, making out that they knew more than they cared to say, that Jack was not John, that they had heard of Pride going before a fall, and so much tittle-tattle as jealousy will breed. But they were very much disappointed in their malice, for this same Jack went sturdily to work and trod in his father's steps, so that his wealth increased even beyond what he had inherited, and he had at last more risks upon the sea in one way and another than any other merchant in the City. And if you would know how Jack (who was, to tell the truth, more flighty and ill-informed than his father) came to go so wisely, it was thus: Old John had left him a few directions writ up in pencil on the mantelpiece, which ran in this way:—-

1. Never go into an adventure unless the feeling of your neighbours be with you.

2. Spend no more than you earn—nay, put by every year.

3. Put out no money for show in your business but only for use, save only on the occasion of the Lord Mayor's Show, your taking of an office, or on the occasion of public holidays, as, when the King's wife or daughter lies in.