Of the descent of the Williams throughout the Middle Ages nothing is known. Much later they claimed relationship with certain heads of the Welsh clans, but the derivation is fantastic. At any rate a certain Williams was keeping a public-house in Putney in the generation which saw the first of the Reformers. His name was Morgan, and the "Ap William" or "Williams" which he added to that name was an affix due to the Welsh custom of calling a man by his father's name; for surnames had not yet become a rule in the Principality. He may have come, and probably did, from Glamorganshire, and that is all we can say about him; though we must admit some weight in Leland's contemporary evidence that his son, Richard, was born in the same county, at a place called Llanishen. Anyhow, there he is, keeping his public-house in the first years of the sixteenth century by the riverside at Putney.

There lived in the same hamlet (which was a dependency of the manor of Wimbledon) a certain Cromwell or Crumwell, who was also called Smith; but this obscure personage should most probably be known by the first of these two names, for his humble business was the shoeing of horses, and the second appellation was very probably a nickname arising from that trade. He also added beer-selling to his other work, and this common occupation may have formed a link between him and his neighbour, Morgan ap William.

The next stage in the story is not perfectly clear. Smith or Crumwell had a son and two daughters, the son was called Thomas, and the daughter that concerns us was called Katherine. It is highly probable, according to modern research into the records of the manor, that Morgan ap William married Katherine. But the matter is still in some doubt. There are not a few authorities, some of them painstaking, though all of them old, who will have it that the blacksmith's son, Thomas, loved Morgan ap William's sister, instead of its being the other way about. It is not easy to establish the exact relationship between two public-house keepers who lived as neighbours in a dirty little village 400 years ago.

Thomas proceeded to an astonishing career; he left his father's forge, wandered to Italy, may have been present at the sack of Rome, and was at last established as a merchant in the city of London. When one says "merchant" one is talking kindly. His principal business then, as throughout his life, was that of a usurer, and he showed throughout his incredible adventures something of that mixture of simplicity and greed, with a strange fixity in the oddest of personal friendships, which amuses us to-day in our company promoters and African adventurers. His abilities recommended him to Wolsey, and when that great genius fell, Cromwell was, as the most familiar of historical traditions represents him, faithful to his master.

Whether this faithfulness recommended him to the King or not, it is difficult to say. Probably it did, for there is nothing that a careful plotter will more narrowly watch in an agent than his record of fidelity in the past.

Henry fixed upon him to be his chief instrument in the suppression of the monasteries. His lack of all fixed principle, his unusual power of application to a particular task, his devotion to whatever orders he chose to obey, and his quite egregious avarice, all fitted him for the work his master ordered.

How the witty scoundrel accomplished that business is a matter of common history. Had he never existed the monasteries would have fallen just the same, perhaps in the same manner, and probably with the same despatch. But fate has chosen to associate this revolution with his name—and to his presence in that piece of confiscation we owe the presence in English history of the great Oliver; for Oliver, as will be presently seen, and all his tribe were fed upon no other food than the possessions of the Church. Cromwell, in his business of suppressing the great houses, embezzled quite cynically—if we can fairly call that "embezzlement" which was probably countenanced by the King, to whom account was due. Indeed, it is plainly evident from the whole story of that vast economic catastrophe which so completely separates the England we know from the England of a thousand years—the England of Alfred, of Edward I., of Chaucer, and of the French Wars—it is evident from the whole story, that the flood of confiscated wealth which poured into the hands of the King's agents and squires was a torrent almost impossible to control; Henry VIII. was glad enough to be able to retain, even for a year or two, one half of the spoils.

We know, for instance, that the family of Howard (which was then already of more than a century's standing) took everything they could lay their hands on in the particular case of Bridlington—pyxes, chalices, crucifixes, patens, reliquaries, vestments, shrines, every saleable or meltable thing, and the cattle and pigs into the bargain, and never dreamt of giving account to the King.

With Cromwell, the embezzlement was more systematic: it was a method of keeping accounts. But our interest lies in the fact that the process was accompanied by that curious fidelity to all with whom he was personally connected, which forms so interesting a feature in the sardonic character of this adventurer. It is here that we touch again upon the family of Morgan ap William, the public-house keeper of Putney.

When Cromwell was at the height of his power he lifted out from the obscurity of his native kennel a certain Richard Williams, calling him now "cousin" and now "nephew." We may take it that the boy was a nephew, and that the word "cousin" was used only in the sense of general relationship which attached to it at that time. If Cromwell had been a man of a trifle more distinction, or of tolerable honesty, we might even be certain that this young fellow was the legitimate son of his sister Katherine, and, indeed, it is much the more probable conclusion at which we should arrive to-day. But Cromwell himself obscured the matter by alluding to his relative as "Williams (alias Cromwell)," and there must necessarily remain a suspicion as to the birth and real status of his dependant.