Twenty-three months after the death of Guillaume Grandet many of the creditors, carried away by more pressing business in the markets of Paris, had forgotten their Grandet claims, or only thought of them to say:

“I begin to believe that forty-seven per cent is all I shall ever get out of that affair.”

The old cooper had calculated on the power of time, which, as he used to say, is a pretty good devil after all. By the end of the third year des Grassins wrote to Grandet that he had brought the creditors to agree to give up their claims for ten per cent on the two million four hundred thousand francs still due by the house of Grandet. Grandet answered that the notary and the broker whose shameful failures had caused the death of his brother were still living, that they might now have recovered their credit, and that they ought to be sued, so as to get something out of them towards lessening the total of the deficit.

By the end of the fourth year the liabilities were definitely estimated at a sum of twelve hundred thousand francs. Many negotiations, lasting over six months, took place between the creditors and the liquidators, and between the liquidators and Grandet. To make a long story short, Grandet of Saumur, anxious by this time to get out of the affair, told the liquidators, about the ninth month of the fourth year, that his nephew had made a fortune in the Indies and was disposed to pay his father’s debts in full; he therefore could not take upon himself to make any settlement without previously consulting him; he had written to him, and was expecting an answer. The creditors were held in check until the middle of the fifth year by the words, “payment in full,” which the wily old miser threw out from time to time as he laughed in his beard, saying with a smile and an oath, “Those Parisians!”

But the creditors were reserved for a fate unexampled in the annals of commerce. When the events of this history bring them once more into notice, they will be found still in the position Grandet had resolved to force them into from the first.

As soon as the Funds reached a hundred and fifteen, Pere Grandet sold out his interests and withdrew two million four hundred thousand francs in gold, to which he added, in his coffers, the six hundred thousand francs compound interest which he had derived from the capital. Des Grassins now lived in Paris. In the first place he had been made a deputy; then he became infatuated (father of a family as he was, though horribly bored by the provincial life of Saumur) with a pretty actress at the Theatre de Madame, known as Florine, and he presently relapsed into the old habits of his army life. It is useless to speak of his conduct; Saumur considered it profoundly immoral. His wife was fortunate in the fact of her property being settled upon herself, and in having sufficient ability to keep up the banking-house in Saumur, which was managed in her name and repaired the breach in her fortune caused by the extravagance of her husband. The Cruchotines made so much talk about the false position of the quasi-widow that she married her daughter very badly, and was forced to give up all hope of an alliance between Eugenie Grandet and her son. Adolphe joined his father in Paris and became, it was said, a worthless fellow. The Cruchots triumphed.

“Your husband hasn’t common sense,” said Grandet as he lent Madame des Grassins some money on a note securely endorsed. “I am very sorry for you, for you are a good little woman.”

“Ah, monsieur,” said the poor lady, “who could have believed that when he left Saumur to go to Paris on your business he was going to his ruin?”

“Heaven is my witness, madame, that up to the last moment I did all I could to prevent him from going. Monsieur le president was most anxious to take his place; but he was determined to go, and now we all see why.”

In this way Grandet made it quite plain that he was under no obligation to des Grassins.