The Kellers, with correspondents all over the world, make twenty thousand francs per annum by charges for postage alone; accounts of expenses of protest pay for Mme. la Baronne de Nucingen’s dresses, opera box, and carriage. The charge for postage is a more shocking swindle, because a house will settle ten matters of business in as many lines of a single letter. And of the tithe wrung from misfortune, the Government, strange to say! takes its share, and the national revenue is swelled by a tax on commercial failure. And the Bank? from the august height of a counting-house she flings an observation, full of commonsense, at the debtor, “How is it?” asks she, “that you cannot meet your bill?” and, unluckily, there is no reply to the question. Wherefore, the “account of expenses” is an account bristling with dreadful fictions, fit to cause any debtor, who henceforth shall reflect upon this instructive page, a salutary shudder.
On the 4th of May, Métivier received the account from Cointet Brothers, with instructions to proceed against M. Lucien Chardon, otherwise de Rubempré, with the utmost rigor of the law.
Eve also wrote to M. Métivier, and a few days later received an answer which reassured her completely:—
To M. Séchard, Junior, Printer, Angoulême.
“I have duly received your esteemed favor of the 5th instant. From
your explanation of the bill due on April 30th, I understand that
you have obliged your brother-in-law, M. de Rubempré, who is
spending so much that it will be doing you a service to summons
him. His present position is such that he is likely to delay
payment for long. If your brother-in-law should refuse payment, I
shall rely upon the credit of your old-established house.—I sign
myself now, as ever, your obedient servant,
“Métivier.”
“Well,” said Eve, commenting upon the letter to David, “Lucien will know when they summons him that we could not pay.”
What a change wrought in Eve those few words meant! The love that grew deeper as she came to know her husband’s character better and better, was taking the place of love for her brother in her heart. But to how many illusions had she not bade farewell?
And now let us trace out the whole history of the bill and the account of expenses in the business world of Paris. The law enacts that the third holder, the technical expression for the third party into whose hands the bill passes, is at liberty to proceed for the whole amount against any one of the various endorsers who appears to him to be most likely to make prompt payment. M. Métivier, using this discretion, served a summons upon Lucien. Behold the successive stages of the proceedings, all of them perfectly futile. Métivier, with the Cointets behind him, knew that Lucien was not in a position to pay, but insolvency in fact is not insolvency in law until it has been formally proved.
Formal proof of Lucien’s inability to pay was obtained in the following manner:
On the 5th of May, Métivier’s process-server gave Lucien notice of the protest and an account of the expense thereof, and summoned him to appear before the Tribunal of Commerce, or County Court, of Paris, to hear a vast number of things: this, among others, that he was liable to imprisonment as a merchant. By the time that Lucien, hard pressed and hunted down on all sides, read this jargon, he received notice of judgment against him by default. Coralie, his mistress, ignorant of the whole matter, imagined that Lucien had obliged his brother-in-law, and handed him all the documents together—too late. An actress sees so much of bailiffs, duns, and writs, upon the stage, that she looks on all stamped paper as a farce.
Tears filled Lucien’s eyes; he was unhappy on Séchard’s account, he was ashamed of the forgery, he wished to pay, he desired to gain time. Naturally he took counsel of his friends. But by the time Lousteau, Blondet, Bixiou, and Nathan had told the poet to snap his fingers at a court only established for tradesmen, Lucien was already in the clutches of the law. He beheld upon his door the little yellow placard which leaves its reflection on the porter’s countenance, and exercises a most astringent influence upon credit; striking terror into the heart of the smallest tradesman, and freezing the blood in the veins of a poet susceptible enough to care about the bits of wood, silken rags, dyed woolen stuffs, and multifarious gimcracks entitled furniture.