“Yes, Monsieur, as you will see. Either your heirs and assigns will receive them if you die, for the company contemplates that event, or you will receive them in the long run through your works of art, your writings, or your fortunate speculations during your lifetime. But, as I have already had the honor to tell you, when you have once fixed upon the value of your intellectual capital,—for it is intellectual capital,—seize that idea firmly,—intellectual—”
“I understand,” said the fool.
“You sign a policy of insurance with a company which recognizes in you a value of a hundred thousand crowns; in you, poet—”
“I am a painter,” said the lunatic.
“Yes,” resumed Gaudissart,—“painter, poet, musician, statesman—and binds itself to pay them over to your family, your heirs, if, by reason of your death, the hopes foundered on your intellectual capital should be overthrown for you personally. The payment of the premium is all that is required to protect—”
“The money-box,” said the lunatic, sharply interrupting him.
“Ah! naturally; yes. I see that Monsieur understands business.”
“Yes,” said the madman. “I established the Territorial Bank in the Rue des Fosses-Montmartre at Paris in 1798.”
“For,” resumed Gaudissart, going back to his premium, “in order to meet the payments on the intellectual capital which each man recognizes and esteems in himself, it is of course necessary that each should pay a certain premium, three per cent; an annual due of three per cent. Thus, by the payment of this trifling sum, a mere nothing, you protect your family from disastrous results at your death—”
“But I live,” said the fool.