Mr. Powell. Is that a supposition contrary to the fact?

Mr. Dewey. Taking it on the whole, I presume it would be 75 or 80 per cent of the value.

Mr. Gardner. It is high enough at that rate, I should think. What is your indebtedness?

Mr. Dewey. The net debt, including public utilities, is $600,000.

Mr. Magrath. What do your public utilities cover?

Mr. Dewey. Electricity, gas, and water.

Mr. Powell. Is there any surplus from the supply of electricity, gas, and water?

Mr. Dewey. There is a slight surplus over the operating charges and the amount necessary to take care of the debt.

Mr. Gardner. How are you paying that? Is it by a sinking fund?

Mr. Dewey. Some of it. Some of it is payable in annual installments. We issue debentures both ways.