Those Times and These

by Irvin S. Cobb

Long before those of my own generation were born the little store down on Market Square was a reminiscence. Two blocks uptown, on the busiest corner in town, stood Felsburg Brothers' Oak Hall Clothing Emporium, then, as now, the largest and the most enterprising merchandising establishment in our end of the state. If you could not find it at Felsburg Brothers' you simply could not find it anywhere—that was all. It was more than a store; it was an institution, like the courthouse and the county-fair grounds.

The multitudinous affairs of the industry he had founded did not engage the energies of the busy little man with the funny legs to the exclusion of other things. As the saying goes, he branched out. He didn't speculate—he was too conservative for that; but where there seemed a chance to invest an honest dollar with a reasonable degree of certainty of getting back, say, a dollar-ten in due time, he invested. Some people called it luck, which is what some people always call it when it turns out so; but, whether it was luck or just foresight, whatsoever he touched seemed bound to flourish and beget dividends.

Eventually, as befitting one who had risen to be a commanding figure in the commercial affairs of the community, Mr. Felsburg became an active factor in its financial affairs. As a stockholder, the Commonwealth Bank welcomed him to its hospitable midst. Soon it saw its way clear to making him a director and vice president. There was promise of profit in the use of his name. Printed on the letterheads, it gave added solidity and added substantiality to the bank's roster. People liked him too. Behind his short round back they might gibe at the shape of his legs, and laugh at his ways of butchering up the English language and twisting up the metaphors with which he besprinkled his everyday walk and conversation; but, all the same, they liked him.

So, in his orbit Mr. Herman Felsburg went up and up to the very peaks of prominence; and while he did this, that other man I have mentioned—Thomas Albritton—went down and down until he descended to the very bottom of things.

In the fullness of time the lines of these two crossed, for it was at the Commonwealth Bank that Albritton negotiated the first and, later, the second of his loans upon his homestead. Indeed, it was Mr. Felsburg who both times insisted that Albritton be permitted to borrow, even though, when the matter of making the second mortgage came up, another director, who specialised in county property, pointed out that, to begin with, Albritton wasn't doing very well; and that, in the second place, the amount of his indebtedness already was as much and very possibly more than as much as the farm would bring at forced sale.

Even though the bank bought it in to protect itself—and in his gloomy mind's eye this director foresaw such a contingency—it might mean a cash loss; but Mr. Felsburg stood pat; and, against the judgment of his associates, he had his way about it. Subsequently, when Mr. Felsburg himself offered to relieve the bank of all possibility of an ultimate deficit by buying Albritton's paper, the rest of the board felt relieved. Practically by acclamation he was permitted to do so.

Of this, however, the borrower knew nothing at all, Mr. Felsburg having made it a condition that his purchase should be a private transaction. So far as the borrower's knowledge went, he owed principal and interest to the bank. There was no reason why Albritton should suspect that Mr. Herman Felsburg took any interest, selfish or otherwise, in his affairs, or that Mr. Felsburg entertained covetous designs upon his possessions. Mr. Felsburg wasn't a money lender. He was a clothing merchant. And Albritton wasn't a business man—his present condition, stripped as he was of most of his inheritance, and with the remaining portion heavily encumbered, gave ample proof of that.

Besides, the two men scarcely knew each other. Albritton was an occasional customer at the Oak Hall. But, for the matter of that, so was nearly everybody else in Red Gravel County; and when he came in to make a purchase it was never the senior member of the firm but always one of the clerks who served him. At such times Mr. Felsburg, from the back part of the store, would watch Mr. Albritton steadily. He never approached him, never offered to speak to him; but he watched him.

One day, not so very long after the date when Mr. Felsburg privately took over the mortgages on the Albritton place, Albritton drove in with a load of tobacco for the Buckner & Keys Warehouse; and, leaving his team and loaded wagon outside, he went into the Oak Hall to buy something. Adolph Dreifus, one of the salesmen, waited on him as he often had before.

The owners of the establishment were at the moment engaged in conference in the rear of the store. Mr. Ike Felsburg was urging, with all the eloquence at his command, the advisability of adding a line of trunks and suit cases to the stock—a venture which he personally strongly favoured—when he became aware that his brother was not heeding what he had to say. Instead of heeding, Mr. Herman was peering along a vista of counters and garment racks to where Adolph Dreifus stood on one side of a show case and Tom Albritton stood on the other. There was a queer expression on Mr. Felsburg's face. His eyes were squinted and his tongue licked at his lower lip.