EXPECTED MORTALITY100%
NON-ABSTAINERS, RATIO ACTUAL TO EXPECTED MORTALITY – – – – – –91%
[P]ABSTAINERS, RATIO ACTUAL TO EXPECTED MORTALITY — - — - —66%

MORTALITY AMONG NON-ABSTAINERS—STANDARD RISKS—37.7% HIGHER THAN AMONG ABSTAINERS

[P] THAT IS, WHERE—ACCORDING TO THE MORTALITY TABLES UPON WHICH PREMIUMS ARE BASED—100 WERE EXPECTED TO DIE, ONLY 66 ACTUALLY DIED.

SCEPTRE LIFE ASSOCIATION OF LONDON
WHOLE LIFE POLICIES
1884–1911
EXPECTED MORTALITY100%
NON-ABSTAINERS, RATIO ACTUAL TO EXPECTED MORTALITY – – – – – –80%
ABSTAINERS, RATIO ACTUAL TO EXPECTED MORTALITY — - — - —52%

MORTALITY AMONG NON-ABSTAINERS—STANDARD RISKS—51.8% HIGHER THAN AMONG ABSTAINERS

THE LIFE EXTENSION INSTITUTE, INC.

THE SCOTTISH TEMPERANCE LIFE ASSURANCE CO. OF GLASGOW
HEALTHY MALES—WHOLE LIFE POLICIES
1883–1912