'You must have a goodly surplus, then.'

'We have enough.'

'That's strange. You're the first Gabbai I ever knew who was satisfied with his balance-sheet. Is it your excellent management, I wonder, or have you endowments?'

'That's not for me to say. I mean we have five or six hundred pounds in legacies.'

'Indeed! Soundly invested, I hope?'

'First-class. English Railway Debentures.'

'I see. Trustee stock.' Simeon Samuels stroked his beard. 'And so your whole congregation works on the Sabbath. A pretty confession!'

'What do you mean?'

'Runs railway trains, lights engine-fires, keeps porters and signal-men toiling, and pockets the profits!'

'Who does?'