[1] Stalker's Imago Christi.
[2] Hain Friswell, The Gentle Life.
CHAPTER V.
MONEY.
Money has been defined as the measure and standard of value, and the medium of exchange. It represents everything that may be purchased. He who possesses money has potentially in his possession everything that can be bought with money. Money is thus power. It seems to have in itself all earthly possibilities.
There are three things which should be borne in mind in regard to money:
I. Money itself is neither good nor bad.—It is simply force. It is like the lightning or the sunlight: it withers or nourishes; it smites or does other bidding; it devastates or fertilizes, according as it is used by us. Whether money is good or bad depends on whether it is sought for in right or wrong ways, used wisely or unwisely, squandered where it does harm, or bestowed where it does good. (a) That it may be a power for good is evident to all. It enables men to benefit their fellow-creatures; it gives a man independence; it procures him comforts he could not otherwise have obtained. It is, as it has well been termed, "the lever by which the race has been lifted from barbarism to civilization. So long as the race could do nothing but barely live, man was little more than an animal who hunted and fought for his prey. When the race began to think and plan and save for tomorrow, it specially began to be human. There is not a single feature of our civilization to-day that has not sprung out of money, and that does not depend on money for its continuance." (b) That money may be a power for evil is equally evident. Much of the crime and sin and sorrow of the world spring from its misuse. "The love of money," as Scripture says, "is a root of all evil." In the haste to be rich men too often lose their very manhood. Money, it is often said, does wonders, but "the most wonderful thing that it does is to metalize the human soul."
II. Money and our relation to it is a test of character—The making and the using of it is an education. If we know how one gets and spends money, we know what a man is. "So many are the bearings of money upon the lives and characters of mankind, that an insight which would search out the life of a man in his pecuniary relations would penetrate into almost every cranny of his nature. He who, like St. Paul, has learnt how to want and how to abound, has a great knowledge; for if we take account of all the virtues with which money is mixed up—honesty, justice, generosity, charity, frugality, forethought, self-sacrifice, and their correlative vices—it is a knowledge which goes to cover the length and breadth of humanity, and a right measure and manner in getting, saving, spending, taking, lending, borrowing and bequeathing would almost argue a perfect man." [1] Nearly all the virtues and all the vices are connected with money. Its acquisition and its distribution are almost certain indications of what we are morally.
III. There are some things that are better than money, and that cannot be purchased with it—These are indeed the best things. All that can be bought money possesses actually or potentially, but there are some things that cannot be bought. Love, friendship, nobleness of soul, genius, cannot be purchased. We must estimate rightly the power of money. It is great, but it may be exaggerated, (a) Honesty is better than money. If a man gains money at the expense of honesty and integrity, he pays too great a price. He is like a savage who barters jewels for a string of beads. (b) Home is better than money. If a man, struggling and striving to be rich, has no time for the joys of family and the rich blessings that circle round the fireside, if he knows nothing of the charm of love and the pleasures that spring from the affections, he pays too great a price—"a costly house and luxurious furnishings are no substitute for love in the home." (c) Culture is better than money. If a man grows up in ignorance and vulgarity, shut out from the world of art, literature and science, and all that refines and elevates the mind—a rude, uncultured boor—he pays too great a price for any money he may scrape together. (d) Humanity is better than money. The rich man who leaves Lazarus untended at his gates, who builds about him walls so thick that no cry from the suffering world ever penetrates them, who becomes mean and stingy, close-fisted and selfish, pays too great a price. Of such a man it is said in Scripture that "in hell he lifted up his eyes." Surely he made a bad bargain, (e) Spirituality is better than money. He who has made an idol of his wealth, who in gaining it has lost his soul, who has allowed money to come between him and God, has paid too great a price for it. He has well been depicted by John Bunyan as the man with the muck-rake gathering straws, whilst he does not see the golden crown that is held above him. Christ tells us God regards such a man as a fool.
There are certain rules of conduct which may be laid down, drawn both from Scripture and experience, in regard to money.