The reference here to a gift, or loan, from Pitt to his brother prompts the inquiry whether similar acts of benevolence may not explain his difficulties. We find the second Earl of Chatham in August 1797 acknowledging a loan of £1,000 from Pitt. The bishop, replying to Rose on 24th July 1801, states that the debt of £5,800 was to the best of his knowledge a sum advanced through Thomas Coutts, the banker, to Lady Chatham upon the Burton Pynsent estate. He adds that she ought to pay interest to Pitt upon it, but did not. It seems that Pitt advanced £11,750 in all on behalf of the Burton Pynsent estate. Here, then, was a grievous family burden. Probably the debt was left by his father, and may have been increased by his mother. So far back as November 1793 he wrote to her stating his desire to help her at any time of need; and in August of the following year, when she believed her end to be near, she begged her sons to pay her "just debts," which were due, not to vain expenses, but to outlays upon the farm which she at the time believed to be for the best.[637] The eldest son could not help her, for he required succour from Pitt. If, then, the farming experiments at Burton Pynsent failed, the loss fell upon Pitt. We may infer, then, that his debts were occasioned partly by rapacious servants and tradesmen in London, partly by farming and gardening at Holwood, but also by the needs of his mother and brother. The fact that Chatham paid not a shilling towards the discharge of Pitt's liabilities proves that he was in low water; and as no one, not even Tomline, knew of the source of Pitt's embarrassments, they must have been of a peculiarly delicate character.

Tomline's decision, that Pitt could never accept a sinecure from Addington, is indisputable. The words in which Pitt declared that he could not accept the sum of £30,000 graciously offered by the King breathe more independence than those in which he first expressed his gratitude for the offer. There remained, then, the plan of a private subscription. The Bishop of Lincoln mentioned it to him with admirable delicacy on 6th August 1801, and gained his consent. The following were the subscribers: Lords Bathurst, Camden, and Carrington, together with Tomline, Rose, and Steele, £1,000 each. From Scotland came £4,000, probably in equal parts from the Dukes of Buccleugh and Gordon, Dundas, and the Chief Baron. Wilberforce, Long, and Joseph Smith each gave £500, and another (Lord Alvanley?) £200. Bishop Tomline and Rose showed equal activity and tact in raising this sum of £11,700, so that the details remained unknown to Pitt.[638] Later on he felt pecuniary embarrassments, partly owing to his share in maintaining the Cinque Ports Volunteers, and at his death his debts amounted to £40,000.

His relations to his bankers, Messrs. Coutts, continued cordial, though on 24th April 1805 Thomas Coutts ventured to state that there was an overdraft against him of £1,511, which, however, was redressed by the arrival of his quarterly official stipends.[639] Pitt's loyalty to his friends appears in his effort during his second Ministry to procure the royal assent to his nomination of Bishop Tomline to the Archbishopric of Canterbury shortly after the death of Dr. Moore early in 1805. The King, however, who did not admire Tomline, and believed the Bishop of Norwich to have prior claims, refused his reiterated requests. Pitt's second letter to the King on this subject is couched in terms almost of remonstrance.[640]

Reverting to Pitt's life at Walmer, we find that in the summer of 1802 he fell a prey to nausea and lassitude; so that Lady Hester Stanhope, who visited him in September, found him very weak. Probably his indisposition was due less to the exceptional heat of that season than to suppressed gout aggravated by anxiety. As we saw, he invited Addington to come over from Eastbourne and discuss public affairs. The conference seems to have caused him much concern; for Tomline in July 1802 jotted down notes of a conversation with Pitt, in which Addington is described as "without exception the vainest man he (Pitt) had ever met with." Pitt's advice had often been asked before the Preliminaries of Peace were signed, but afterwards he was neglected. Cornwallis, too, had evidently believed that by the Treaty of Amiens all former treaties with France were revived without being named; and probably Ministers were under the same delusion. The last King's Speech was also annoying to Pitt, who characterized Addington as "a man of little mind, of consummate vanity and of very slender abilities." As to resumption of office Pitt thought it impossible during the life of the King, except in case of some great emergency.[641]

Equally frank were Pitt's confessions to Canning, who stayed at Walmer in September–October 1802. He admitted that his resignation was due partly to the manner in which the King opposed him on Catholic Emancipation. But he quitted office with a clear conscience, leaving full means for attacking Egypt and the Armed Neutrals, so that the reproaches of desertion of duty were unjust. He pledged himself to support Addington; and from this only Addington could release him. He admitted that this was a mistake, now that current events showed Bonaparte's ambition to be insatiable; but none the less he waved aside Canning's reiterated appeals that he would apply to Addington for release from the pledge, on the ground that such a step would seem an intrigue for a return to power. "My ambition (he proudly said) is character, not office."

Was a statesman ever placed in a more embarrassing situation? Pitt had resigned office on a point of honour, and yet felt constrained to humour the royal invalid by abandoning the very measure which caused his resignation. Incautiously he pledged himself to support Addington, thereby alienating some of his own supporters. He defended his pacific policy until it led to a bad treaty followed by a series of humiliations. By October 1802 Bonaparte was master of four Republics bordering on France, and had annexed Piedmont and Elba, besides securing Parma and Louisiana by profitable exchanges. Such a peace was worse than a disastrous war. Yet Addington made no protest except against the virtual subjugation of Switzerland. True, the Cabinet now clung to the Cape and Malta as for dear life; but elsewhere the eye could see French influence creeping resistlessly over Europe, while the German Powers were intent only on securing the spoils of the Ecclesiastical States. Well might Pitt write to Wilberforce on 31st October: "You know how much under all the circumstances I wished for peace, and my wishes remain the same, if Bonaparte can be made to feel that he is not to trample in succession on every nation in Europe. But of this I fear there is little chance, and without it I see no prospect but war." Worst of all, there were sure signs that France and the other Powers distrusted and despised Addington. Vorontzoff, the Russian ambassador, declared that he would work hard to form an alliance with Pitt, but despaired of effecting anything with his successor.[642] In truth, Pitt's excessive scrupulousness at the time of his resignation had enclosed himself and his country in a vicious circle from which the only means of escape was war.

A prey to these harassing thoughts, Pitt left Walmer near the close of October 1802 to take the waters at Bath. On the way he visited Sir Charles Middleton at Teston in Kent, and sought distraction by inquiries on farming. Middleton wrote to Wilberforce on 26th October: "His inquiries were very minute and judicious; and it is incredible how quickly he comprehended things, and how much further he reasons on them than I can follow him.... I believe Mr. Pitt has it in his power to become the first farmer in England if he thinks the pursuit worth his time and attention."[643] The treatment at Bath suited Pitt so well that he prolonged his stay. Rose, whom he invited to Bath in the second week of November, thus describes to Bishop Tomline his manner of life:

Bath, Nov. 21, 1802.[644]

Mr. Pitt's health mends every day: it is really better than it has been ever since I knew him. I am quite sure this place agrees with him entirely, he eats a small [illegible] and a half for breakfast, and more at dinner than I ever saw him at 1/2 past 4: no luncheon: two very small glasses of Madeira at dinner and less than a pint of port after dinner: at night, nothing but a bason of arrowroot: he is positively in the best possible train of management for his health.... He is positively decided to have no responsibility whatever respecting what has been done or is doing on the subject of foreign politics; he not only adheres to his resolution of not going up for the opening [of Parliament]; but will not attend even on the estimates unless a necessity should arise: he writes to day both to Mr. Addington and Lord Hawkesbury in a style that will not only manifest the above, but will prevent all further attempts to draw him into confidential communication. He has also made up his mind to take office again whenever the occasion shall arise, when he can come in properly, and has now no reluctance on the subject. I dare not say more by the Post. If my letter is opened, the Ministers will know the first part is true, and I don't care about their learning the latter. Lord Grenville will positively not take a line to render it difficult for Mr. Pitt and him to act together; he will move no amendment to the Address....