The object of Mr. Lloyd's visit was soon made known, but he found more difficulty than he expected in giving such expression as he desired to the gratitude he felt. Connors was quite willing to be thanked, and accepted Mr. Lloyd's fervent words with a respectful acquiescence that well became him, but when Mr. Lloyd broached the subject of a more tangible reward, Connors quite as respectfully, but very firmly, refused.

"I want no reward for saving your boy, sir. It's proud I am of pulling so fine a boy as that out of the water. I did no more than you'd do for my boy, sir, if he were in the same scrape," said he, in reply to Mr. Lloyd's delicately worded offer.

"That may be, Connors. I'm sure I would do as you say, but all the same I would feel much more comfortable if you would accept this purse as some expression of my gratitude," urged Mr. Lloyd.

"And, thanking you kindly, sir, I'd feel much more comfortable if I didn't take it," returned Connors, in a tone there was no mistaking. So Mr. Lloyd, resolving in his mind that he would find out some other way of rewarding the worthy fellow, said no more then, and shortly after took his leave.

As Bert and his father walked home together they were still talking about the event of the afternoon.

"If you had been drowned, Bert, it would to some extent have been my fault," said Mr. Lloyd; "for I should not have so long neglected teaching you to swim. A boy of your age ought to be well able to take care of himself in the water, and I should have seen that you were. However, now that this escape of yours has waked me up, I will attend to the matter at once. So we will begin to-morrow morning, Bert, and have a swimming lesson every day before breakfast."

"Oh, father; I'm so glad," exclaimed Bert, skipping about joyfully. "I want to know how to swim ever so much, and I'll soon learn if you'll teach me."

"All right, my boy. You see to waking me in good time, and I'll see that you learn to swim," replied Mr. Lloyd, clapping Bert affectionately on the back.

The next morning at six o'clock Bert was rapping loudly on his father's door, and calling upon him to get up, and a quarter of an hour later the pair with towels on their arms were off in the direction of a secluded, deserted wharf that would just suit their purpose.

On arriving at this place, Mr. Lloyd showed Bert how he proposed to teach him to swim, and it certainly was about as excellent a way as could well have been devised. He had brought with him two things besides the towels: a piece of rope about the thickness of a clothes line, and ten yards or more in length, and a strong linen band, two yards in length. The linen band he put round Bert's shoulders in such a way that there was no possibility of its slipping, or interfering with the action of his arms; and then the rope was so fastened to the band that when Bert was in the water his father, standing on the wharf above him, could hold him in just the right position for swimming.